Skip to content

Capital Bancorp CBNK Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
PNC Financial Services logo
PNC Financial ServicesPNC
$4.66B+2.6%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$80.2M+109%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$41.13M+0.2%
Customers Bancorp logo
Customers BancorpCUBI
$160.96M+14.1%
Eagle Bancorp logo
Eagle BancorpEGBN
$147.16M+13.7%

Other financials

Income statement

See full
Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

See full
Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

See full
Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

See full
Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

See full
Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

See full
Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Capital Bancorp's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Capital Bancorp's allowance for credit losses?
Capital Bancorp (CBNK) reported allowance for credit losses of $54.68M in Q1 2026.
How has Capital Bancorp's allowance for credit losses changed year-over-year?
Capital Bancorp's allowance for credit losses increased by 12.8% year-over-year, from $48.45M to $54.68M.
What is the long-term trend for Capital Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), Capital Bancorp's allowance for credit losses has grown at a 18.5% compound annual growth rate (CAGR), from $23.43M to $54.66M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.