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NB Bancorp, Inc. NBBK Allowance for credit losses

Allowance for credit losses at other companies

Great Southern Bancorp logo
Great Southern BancorpGSBC
$0
Bank of America logo
Bank of AmericaBAC
$13.15B-0.8%
Citizens Financial Group logo
Citizens Financial GroupCFG
$1.96B-2.8%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$67.96M+0.3%
First Bancorp logo
First BancorpFBNC
$124.73M+3.4%
Customers Bancorp logo
Customers BancorpCUBI
$160.96M+14.1%

Other financials

Income statement

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Revenue$69.4M+46.3%
Net income$15.0M+18.4%
EPS (diluted)$0.36+9.1%

Balance sheet

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Cash & equivalents$375.4M+19.8%
Total debt$21.7M+64.7%
Total equity$842.8M+13.9%
Total assets$7.2B+37.9%

Cash flow

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Operating cash flow$27.3M+175%
CapEx$2.0M+1,777%
Free cash flow$25.3M+157%

Valuation

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Market cap$921.21M+39.6%
P/E17.5×+3.2×
P/S3.9×+0.2×

Profitability

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Net margin22.3%-3.4pp
FCF margin32%-3.1pp

Returns & leverage

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Return on equity6.7%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: NB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NB Bancorp, Inc.'s allowance for credit losses?
NB Bancorp, Inc. (NBBK) reported allowance for credit losses of $80.2M in Q1 2026.
How has NB Bancorp, Inc.'s allowance for credit losses changed year-over-year?
NB Bancorp, Inc.'s allowance for credit losses increased by 109.2% year-over-year, from $38.34M to $80.2M.
What is the long-term trend for NB Bancorp, Inc.'s allowance for credit losses?
Over 3 years (2022 to 2025), NB Bancorp, Inc.'s allowance for credit losses has grown at a 51.7% compound annual growth rate (CAGR), from $25.03M to $87.41M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.