What does consumer segment — average deposits mean?

Calculates the average balance of customer deposits held within the consumer segment over the reporting period. This metric is a critical measure of the bank's ability to attract and retain low-cost retail funding, which supports the bank's lending activities. It reflects the strength of the consumer franchise and the stability of the bank's primary funding source.

Commerce Bancshares CBSH Consumer Segment — Average Deposits

Discontinued — last reported Q4 '24

Similar metrics at other companies

WFCConsumer Banking and Lending — Segment Reporting Information Average Deposits

$816.62B+2.1%

COFConsumer Banking — Deposits

$438.03B+34.8%

WALConsumer Related Segment — Total deposits

$45.92B+22.0%

WFCConsumer Banking and Lending — Deposits

$840.56B+2.3%

WFCCommercial Banking — Segment Reporting Information Average Deposits

$185.9B+1.7%

HBANConsumer & Regional Banking — Deposits

$153B+35.4%

Other financials

Income statement

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Revenue$475.7M+11.1%

Net income$141.6M+7.6%

EPS (diluted)$0.96+3.2%

Balance sheet

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Total debt$31.5M+0.8%

Total equity$4.3B+23.7%

Total assets$35.7B+10.4%

Cash flow

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Operating cash flow$684.8M+394%

CapEx$6.4M-49.4%

Free cash flow$678.4M+438%

Valuation

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Market cap$7.98B-13.4%

P/E13.8×-3.0×

P/S4.4×-1.1×

Profitability

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Net margin31.8%-0.5pp

FCF margin63.2%—

Returns & leverage

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Return on equity14.8%-2.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept cbsh:SegmentReportingInformationAverageDeposits.

The official record: Commerce Bancshares’s 10-K, filed February 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Commerce Bancshares's consumer segment — average deposits?: Commerce Bancshares (CBSH) reported consumer segment — average deposits of $12.29B in Q4 2024.
What does consumer segment — average deposits mean?: Calculates the average balance of customer deposits held within the consumer segment over the reporting period. This metric is a critical measure of the bank's ability to attract and retain low-cost retail funding, which supports the bank's lending activities. It reflects the strength of the consumer franchise and the stability of the bank's primary funding source.