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Commerce Bancshares CBSH Certificates of deposit of less than $100,000

Certificates of deposit of less than $100,000 at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
18%0.0pp
M&T Bank logo
M&T BankMTB
$97M-21.8%
Valley National Bank logo
Valley National BankVLY
$106.68M-14.7%
PNC Financial Services logo
PNC Financial ServicesPNC
$9.9B+7.6%
M&T Bank logo
M&T BankMTB
$2.7B
M&T Bank logo
M&T BankMTB
$483M-12.5%

Other financials

Income statement

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Revenue$475.7M+11.1%
Net income$141.6M+7.6%
EPS (diluted)$0.96+3.2%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.3B+23.7%
Total assets$35.7B+10.4%

Cash flow

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Operating cash flow$684.8M+394%
CapEx$6.4M-49.4%
Free cash flow$678.4M+438%

Valuation

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Market cap$7.98B-13.4%
P/E13.8×-3.0×
P/S4.4×-1.1×

Profitability

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Net margin31.8%-0.5pp
FCF margin63.2%

Returns & leverage

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Return on equity14.8%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseTimeDepositsLessThan100000.

The official record: Commerce Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Commerce Bancshares's certificates of deposit of less than $100,000?
Commerce Bancshares (CBSH) reported certificates of deposit of less than $100,000 of $8.08M in Q1 2026.
How has Commerce Bancshares's certificates of deposit of less than $100,000 changed year-over-year?
Commerce Bancshares's certificates of deposit of less than $100,000 decreased by 9.5% year-over-year, from $8.93M to $8.08M.
What is the long-term trend for Commerce Bancshares's certificates of deposit of less than $100,000?
Over 4 years (2021 to 2025), Commerce Bancshares's certificates of deposit of less than $100,000 has grown at a 132.8% compound annual growth rate (CAGR), from $1.16M to $34.03M.
What does certificates of deposit of less than $100,000 mean?
This captures the interest expense paid on small-denomination time deposits, typically retail certificates of deposit. It represents the cost of stable, long-term funding provided by individual retail customers.