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Community Financial System CBU NH — Number Of Counties Where Bank Has Facilities

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Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept cbu:NumberOfCountiesWhereBankHasFacilities.

The official record: Community Financial System’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's NH — number of counties where bank has facilities?
Community Financial System (CBU) reported NH — number of counties where bank has facilities of 1 in Q4 2025.
What does NH — number of counties where bank has facilities mean?
This metric represents the total count of distinct geographic counties where the financial institution maintains physical banking facilities or operational branches. It serves as a key indicator of the bank's physical footprint, market penetration, and geographic diversification within its primary service regions. Tracking this metric helps investors assess the bank's expansion strategy and its ability to capture market share across different local economies.