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Community Financial System CBU VT — Number Of Counties Where Bank Has Facilities

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Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept cbu:NumberOfCountiesWhereBankHasFacilities.

The official record: Community Financial System’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's VT — number of counties where bank has facilities?
Community Financial System (CBU) reported VT — number of counties where bank has facilities of 12 in Q4 2025.
How has Community Financial System's VT — number of counties where bank has facilities changed year-over-year?
Community Financial System's VT — number of counties where bank has facilities decreased by 0.0% year-over-year, from 12 to 12.
What does VT — number of counties where bank has facilities mean?
This metric represents the total count of distinct geographic counties where the financial institution maintains physical banking facilities or operational offices within the specified region. It serves as a measure of the bank's geographic footprint and market penetration depth within a specific territory. Investors use this to assess the breadth of the bank's physical presence and its ability to serve diverse local customer bases.