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Coastal Financial CCB Allowance for credit losses

Allowance for credit losses at other companies

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Other financials

Income statement

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Revenue$149.4M+7.1%
Net income$12.0M+23.5%
EPS (diluted)$0.78+23.8%

Balance sheet

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Cash & equivalents$1.5B+140%
Total debt$4.8M-9.3%
Total equity$503.8M+12.0%
Total assets$5.7B+30.5%

Cash flow

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Operating cash flow$76.0M+6.0%
CapEx$1.8M-33.3%
Free cash flow$74.1M+7.6%

Valuation

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Market cap$1.14B-11.7%
Enterprise value-$348.99M-152%
P/E23.2×-3.7×
P/S2.1×-0.2×

Profitability

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Net margin8.9%+0.5pp
FCF margin45.6%-0.5pp

Returns & leverage

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Return on equity10.3%-2.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Coastal Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Coastal Financial's allowance for credit losses?
Coastal Financial (CCB) reported allowance for credit losses of $51.4M in Q1 2026.
How has Coastal Financial's allowance for credit losses changed year-over-year?
Coastal Financial's allowance for credit losses decreased by 7.9% year-over-year, from $55.78M to $51.4M.
What is the long-term trend for Coastal Financial's allowance for credit losses?
Over 2 years (2022 to 2025), Coastal Financial's allowance for credit losses has grown at a 56.1% compound annual growth rate (CAGR), from $79.06M to $192.63M.
What does allowance for credit losses mean?
This represents the non-cash charge taken against earnings to increase the allowance for credit losses, reflecting management's estimate of potential future loan defaults. It serves as a critical indicator of credit risk management and the anticipated quality of the loan portfolio. Higher provisions typically signal management's expectation of deteriorating credit conditions or significant growth in the loan book.