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CF Bankshares CFBK Advances from borrowers

Advances from borrowers at other companies

CF Bankshares logo
CF BanksharesCFBK
-$1.23M-38.0%
Kearny Financial logo
Kearny FinancialKRNY
$843K-57.7%
Bogota Financial Corp. logo
Bogota Financial Corp.BSBK
$288.98K+384%
WaFd, Inc. logo
WaFd, Inc.WAFD
-$39.16M+4.8%
NFB
Northfield BancorpNFBK
$5.35M+2.7%
RBK
Rhinebeck Bancorp, Inc.RBKB
-$1.51M+16.1%

Other financials

Income statement

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Revenue$14.8M+4.9%
Net income$5.0M+13.4%
EPS (diluted)$0.77+13.2%

Balance sheet

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Cash & equivalents$267.8M+11.1%
Total debt$6.1M-0.2%
Total equity$189.0M+9.4%
Total assets$2.1B+2.4%

Cash flow

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Operating cash flow$4.7M+114%
CapEx$109.0K+102%
Free cash flow$4.6M+115%

Valuation

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Market cap$206.9M+34.9%
Enterprise value-$54.79M-52.9%
P/E11.4×+2.9×
P/S3.4×+0.7×

Profitability

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Net margin29.4%+2.0pp
FCF margin33.5%-0.9pp

Returns & leverage

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Return on equity10%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by CF Bankshares in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: CF Bankshares’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CF Bankshares's advances from borrowers?
CF Bankshares (CFBK) reported advances from borrowers of -$1.23M in Q1 2026.
How has CF Bankshares's advances from borrowers changed year-over-year?
CF Bankshares's advances from borrowers decreased by 38.0% year-over-year, from -$892K to -$1.23M.
What is the long-term trend for CF Bankshares's advances from borrowers?
Over 3 years (2021 to 2025), CF Bankshares's advances from borrowers has grown at a -45.1% compound annual growth rate (CAGR), from $1.72M to $285K.
What does advances from borrowers mean?
Tracks the net change in funds held on behalf of borrowers for the payment of property taxes, insurance premiums, or other escrow-related obligations. This balance represents a liability for the bank and acts as a source of non-interest-bearing liquidity. Changes in this account reflect shifts in the underlying mortgage portfolio size and borrower payment behaviors.