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C&F Financial CFFI Long-Term Debt

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Other financials

Income statement

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Revenue$40.9M+12.4%
Net income$8.6M+11.3%
EPS (diluted)$2.63+11.0%

Balance sheet

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Cash & equivalents$62.1M-22.6%
Total debt$7.7M-82.0%
Total equity$277.8M+15.6%
Total assets$2.8B+4.6%

Cash flow

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Operating cash flow$24.7M+663%
CapEx$2.4M+325%
Free cash flow$22.3M+550%

Valuation

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Market cap$285.83M+37.9%
Enterprise value$231.39M+36.4%
P/E9.8×+1.4×
P/S1.9×+0.4×

Profitability

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Net margin19.5%+1.3pp
FCF margin25.9%+3.8pp

Returns & leverage

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Return on equity11.2%+0.6pp
Debt / equity-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherLongTermDebt.

The source filing: C&F Financial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 1:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000913341-26-000043
Line itemJune 30, 2026December 31, 2025
Total deposits2,365,3582,345,723
FHLB advances45,00040,000
Subordinated notes65,51065,493
Other borrowings7,6647,842
Accrued interest payable3,9483,745
Other liabilities44,09643,343
Total liabilities2,531,5762,506,146
Commitments and contingent liabilities (Note 12)

ITEM 1.FINANCIAL STATEMENTS

FAQ

What is C&F Financial's long-term debt?
C&F Financial (CFFI) reported long-term debt of $7.66M in Q2 2026.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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