Where do C&F Financial's ratios come from?

Every ratio is computed from C&F Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

C&F Financial CFFI Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	19.5%+0.5pp	19.1%0.0pp	19.1%+0.9pp	18.2%+1.3pp	16.9%+1.3pp
Free cash flow margin	7.8%-7.9pp	15.7%-23.7pp	39.4%+17.3pp	22.1%-5.6pp	27.7%+1.6pp
Returns
Return on equity	11.3%+0.3pp	11%+0.1pp	10.9%+0.2pp	10.7%+1.0pp	9.7%+0.7pp
Return on assets	1%0.0pp	1%0.0pp	1%0.0pp	0.9%+0.1pp	0.9%+0.1pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×-0.1×	0.2×0.0×	0.2×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$260.35M+29.2%	$235.06M+8.0%	$217.61M+14.3%	$190.36M-12.8%	$218.33M-5.0%
Enterprise value	$202.92M+23.8%	$186.25M+31.6%	$141.52M-7.4%	$152.81M-14.3%	$178.29M-12.5%
Price / earnings	9.2×+1.0×	8.8×+0.4×	8.3×+0.5×	7.8×-2.2×	10×-1.6×
Price / sales	1.8×+0.3×	1.7×+0.1×	1.6×+0.2×	1.4×-0.3×	1.7×-0.1×
Price / book	1×+0.1×	0.9×0.0×	0.9×+0.1×	0.8×-0.1×	0.9×-0.1×
EV / sales	1.4×+0.2×	1.3×+0.3×	1×-0.1×	1.1×-0.2×	1.4×-0.2×
Free cash flow yield	4.3%-10.4pp	9.4%-15.4pp	24.8%+9.2pp	15.6%-0.8pp	16.4%+1.9pp
Earnings yield	10.8%-1.3pp	11.4%-0.6pp	12%-0.8pp	12.9%+2.9pp	10%+1.4pp
Dividend yield	2.3%-0.6pp	2.5%-0.2pp	2.7%-0.4pp	3.1%+0.4pp	2.7%+0.1pp
PEG ratio	0.3×0.0×	0.2×0.0×	0.2×-0.1×	0.3×-1.4×	1.7×—

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Questions, answered.

Where do C&F Financial's ratios come from?: Every ratio is computed from C&F Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.