Where do C&F Financial's ratios come from?

Every ratio is computed from C&F Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

C&F Financial CFFI Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	19.5%+2.7pp	19.1%+3.5pp	19.1%+4.2pp	18.2%+2.7pp	16.9%+0.5pp
Free cash flow margin	7.8%-19.9pp	15.7%-10.4pp	39.4%+26.5pp	22.1%-10.4pp	27.7%-2.7pp
Returns
Return on equity	11.3%+1.6pp	11%+2.0pp	10.9%+2.1pp	10.7%+1.5pp	9.7%-0.1pp
Return on assets	1%+0.2pp	1%+0.2pp	1%+0.2pp	0.9%+0.2pp	0.9%0.0pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.1×-0.1×	0.1×-0.1×	0.1×-0.1×	0.2×+0.1×	0.2×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$260.35M+29.2%	$235.06M+2.3%	$217.61M+11.6%	$190.36M+17.2%	$218.33M+32.2%
Enterprise value	$202.92M+23.8%	$186.25M-8.5%	$141.52M-27.2%	$152.81M+7.0%	$178.29M+29.4%
Price / earnings	9.2×+1.0×	8.8×-2.8×	8.3×-2.0×	7.8×-0.7×	10×+2.0×
Price / sales	1.8×+0.3×	1.7×-0.1×	1.6×+0.1×	1.4×+0.1×	1.7×+0.4×
Price / book	1×+0.1×	0.9×-0.1×	0.9×0.0×	0.8×0.0×	0.9×+0.2×
EV / sales	1.4×+0.2×	1.3×-0.3×	1×-0.5×	1.1×0.0×	1.4×+0.3×
Free cash flow yield	4.3%-10.4pp	9.4%-5.1pp	24.8%+16.4pp	15.6%-9.2pp	16.4%-6.7pp
Earnings yield	10.8%-1.3pp	11.4%+2.8pp	12%+2.4pp	12.9%+1.0pp	10%-2.5pp
Dividend yield	2.3%-0.6pp	2.5%0.0pp	2.7%-0.3pp	3.1%-0.6pp	2.7%-1.0pp
PEG ratio	0.3×0.0×	0.2×—	0.2×—	0.3×—	1.7×—

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Questions, answered.

Where do C&F Financial's ratios come from?: Every ratio is computed from C&F Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.