C&F Financial CFFI Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| All Other Segments | -$1.4M-274% | -$794K+35.3% | -$237K-159% | $469K+211% | -$375K-227% | |
| Community Banking | $26.12M+13.6% | $25.88M+10.2% | $25.62M+12.1% | $24.72M+14.1% | $22.99M+8.1% | |
| Consumer Finance | $6.82M+3.1% | $6.98M-0.5% | $6.76M-1.3% | $6.56M-2.4% | $6.62M+2.2% | |
| Mortgage Banking | $4.74M+40.0% | $3.85M+36.7% | $3.96M+23.8% | $4.63M+38.5% | $3.39M+22.5% | |
| Profit Loss by Business | ||||||
| All Other Segments | -$1.15M-65.2% | -$1.05M-52.8% | -$1.08M-51.3% | -$868K-23.3% | -$693K+0.1% | |
| Community Banking | $7.11M+30.6% | $7.29M+14.6% | $7.38M+38.2% | $7.12M+55.7% | $5.45M+35.7% | |
| Consumer Finance | -$81K-136% | $233K-14.3% | $231K-25.7% | $539K-39.7% | $226K+459% | |
| Mortgage Banking | $910K+111% | $250K+187% | $641K+82.6% | $985K+162% | $431K+46.6% | |
| Noninterest Expense Net by Business | ||||||
| All Other Segments | $103K-83.7% | $692K— | $1.17M-14.8% | $1.64M+220% | $630K-52.2% | |
| Community Banking | $17.08M+5.2% | $16.65M+5.9% | $16.59M+6.4% | $16.28M+4.0% | $16.23M+2.0% | |
| Consumer Finance | $3.63M+6.5% | $3.4M+7.2% | $3.44M+0.6% | $3.41M+0.8% | $3.41M-4.4% | |
| Mortgage Banking | $3.52M+25.4% | $3.51M+32.1% | $3.1M+13.7% | $3.32M+16.9% | $2.81M+18.4% | |
| Segment Reporting Other Item Amount by Business | ||||||
| All Other Segments | $93K-13.1% | $86K+45.8% | $72K-18.2% | $74K+7.2% | $107K-20.1% | |
| Community Banking | $1.16M-4.8% | $1.35M-16.0% | $1.31M+4.8% | $1.42M+19.5% | $1.22M-10.3% | |
| Consumer Finance | $415K-4.8% | $407K-5.8% | $369K-6.3% | $364K-1.1% | $436K+13.8% | |
| Mortgage Banking | $189K+6.8% | $301K+70.1% | $144K+30.9% | $181K+33.1% | $177K+68.6% | |
| Noninterest Income Other by Business | ||||||
| All Other Segments | -$300K-235% | $315K— | $874K-14.2% | $1.23M+929% | $222K-73.6% | |
| Community Banking | $4.5M+6.3% | $4.48M-7.6% | $4.43M-3.7% | $4.38M+5.1% | $4.23M+2.9% | |
| Consumer Finance | $154K-13.0% | $289K-16.5% | $149K-24.4% | $149K-34.1% | $177K-30.6% | |
| Mortgage Banking | $1.71M+50.1% | $1.57M+35.3% | $1.55M+28.5% | $1.7M+42.6% | $1.14M+8.4% | |
| Income Tax Expense Benefit by Business | ||||||
| All Other Segments | -$360K-15.4% | -$441K-34.9% | -$331K-24.9% | -$302K-30.2% | -$312K+4.9% | |
| Community Banking | $1.63M+34.5% | $1.69M+20.9% | $1.75M+41.5% | $1.63M+65.2% | $1.21M+43.0% | |
| Consumer Finance | -$27K-131% | $40K-36.5% | $90K-24.4% | $205K-39.0% | $87K+535% | |
| Mortgage Banking | $310K+109% | $89K+23.6% | $218K+80.2% | $325K+154% | $148K+49.5% | |
| Interest Income Expense Net by Business | ||||||
| All Other Segments | -$1.1M-84.6% | -$1.11M-80.9% | -$1.11M-79.2% | -$756K-39.2% | -$597K-9.5% | |
| Community Banking | $21.62M+15.3% | $21.4M+14.9% | $21.19M+16.0% | $20.35M+16.3% | $18.76M+9.3% | |
| Consumer Finance | $6.67M+3.5% | $6.69M+0.4% | $6.61M-0.6% | $6.41M-1.2% | $6.44M+3.5% | |
| Mortgage Banking | $308K+15.4% | $346K+21.4% | $338K+16.6% | $358K+23.9% | $267K+12.7% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| All Other Segments | -150,500,000%-50,000,000pp | -148,600,000%-47,500,000pp | -141,100,000%-43,200,000pp | -117,000,000%-23,400,000pp | -100,500,000%+1,700,000pp | |
| Community Banking | $8.74M+31.3% | $8.98M+15.7% | $9.13M+38.8% | $8.75M+57.4% | $6.66M+37.0% | |
| Consumer Finance | -10,800,000%-42,100,000pp | 27,300,000%-6,200,000pp | 32,100,000%-10,900,000pp | 74,400,000%-48,600,000pp | 31,300,000%+39,600,000pp | |
| Mortgage Banking | 122,000,000%+64,100,000pp | 33,900,000%+18,000,000pp | 85,900,000%+38,700,000pp | 131,000,000%+80,600,000pp | 57,900,000%+18,600,000pp | |
| Total Assets by Business | ||||||
| All Other Segments | $33.03M+10.8% | $31.22M-1.9% | $41.02M+32.0% | $26.43M-18.4% | $29.81M-13.5% | |
| Community Banking | $2.7B+7.8% | $2.65B+8.2% | $2.6B+6.7% | $2.58B+8.6% | $2.5B+6.3% | |
| Consumer Finance | $466.31M-0.5% | $469.94M-0.6% | $468.75M-3.4% | $467.86M-3.7% | $468.44M-3.2% | |
| Mortgage Banking | $64.42M+81.6% | $51.28M+71.9% | $43.61M-16.8% | $56.33M+24.8% | $35.47M+12.5% | |
| Interest Income Expense Before Allocation Among Segments by Business | ||||||
| All Other Segments | -$1.1M-84.6% | -$1.11M-80.9% | -$1.11M-79.2% | -$756K-39.2% | -$597K-9.5% | |
| Community Banking | $15.84M+21.8% | $15.29M+22.4% | $15.11M+26.6% | $14.24M+25.4% | $13M+14.9% | |
| Consumer Finance | $12.22M+0.8% | $12.51M-0.7% | $12.4M-2.1% | $12.14M-1.9% | $12.12M+0.8% | |
| Mortgage Banking | $540K+59.3% | $640K+31.7% | $625K+4.7% | $732K+37.3% | $339K+20.6% | |
| Labor And Related Expense by Business | ||||||
| All Other Segments | -$54K-112% | $525K— | $1.08M-11.5% | $1.44M+330% | $435K-59.2% | |
| Community Banking | $10.12M+9.0% | $9.44M+6.9% | $9.5M+7.3% | $9.42M+3.3% | $9.28M-1.7% | |
| Consumer Finance | $2.03M+2.8% | $1.82M-0.8% | $1.93M-3.6% | $2.02M-0.9% | $1.98M-7.8% | |
| Mortgage Banking | $2.26M+26.2% | $2.24M+33.6% | $1.9M+3.8% | $1.97M+0.4% | $1.79M+12.1% | |
| Interest Expense Operating by Business | ||||||
| All Other Segments | $1.1M+84.6% | $1.11M+80.9% | $1.11M+79.2% | $756K+39.2% | $597K+9.5% | |
| Community Banking | $10.34M-0.4% | $10.69M-0.3% | $10.5M-3.0% | $10.14M+2.0% | $10.38M+15.3% | |
| Professional Fees by Business | ||||||
| All Other Segments | $55K-31.3% | $69K-34.3% | $8K-86.0% | $119K+17.8% | $80K-19.2% | |
| Community Banking | $640K-11.6% | $635K-14.5% | $642K-5.9% | $680K-2.9% | $724K+2.1% | |
| Consumer Finance | $194K+113% | $176K+179% | $168K+69.7% | $135K+114% | $91K+4.6% | |
| Mortgage Banking | $28K+7.7% | $0-100% | $83K+177% | $67K+235% | $26K+30.0% | |
| Information Technology And Data Processing by Business | ||||||
| All Other Segments | $9K+12.5% | $12K-7.7% | $10K+25.0% | $10K+25.0% | $8K-55.6% | |
| Community Banking | $2.47M+5.6% | $2.43M+19.8% | $2.37M+2.5% | $2.3M-2.7% | $2.34M+5.0% | |
| Consumer Finance | $321K+10.7% | $319K-1.2% | $327K+1.6% | $321K-6.4% | $290K-14.7% | |
| Mortgage Banking | $372K+64.6% | $325K+20.8% | $324K+26.6% | $358K+44.9% | $226K-5.8% | |
| Occupancy Net by Business | ||||||
| Community Banking | $1.85M+1.3% | $1.89M+8.1% | $1.88M+9.0% | $1.67M-0.2% | $1.83M+5.0% | |
| Consumer Finance | $146K-2.7% | $143K0.0% | $145K-12.1% | $140K-9.7% | $150K-4.5% | |
| Mortgage Banking | $215K+0.9% | $233K+5.9% | $222K+9.4% | $290K+23.4% | $213K-8.2% | |
| Interest And Dividend Income Operating by Business | ||||||
| Community Banking | $26.17M+11.9% | $25.98M+11.9% | $25.61M+12.5% | $24.38M+14.5% | $23.38M+15.1% | |
| Consumer Finance | $12.22M+0.8% | $12.51M-0.7% | $12.4M-2.1% | $12.14M-1.9% | $12.12M+0.8% | |
| Mortgage Banking | $540K+59.3% | $640K+31.7% | $625K+4.7% | $732K+37.3% | $339K+20.6% | |
| Interest Income Expense Allocation by Business | ||||||
| Community Banking | $5.78M+0.5% | $6.11M-0.4% | $6.08M-4.0% | $6.11M-0.5% | $5.75M-1.6% | |
| Consumer Finance | -$5.55M+2.3% | -$5.82M+2.0% | -$5.79M+3.9% | -$5.74M+2.7% | -$5.68M+2.1% | |
| Mortgage Banking | -$232K-222% | -$294K-46.3% | -$287K+6.5% | -$374K-53.3% | -$72K-63.6% | |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss by Business | ||||||
| Community Banking | $1.6B+9.1% | $1.57B+9.4% | $1.53B— | $1.51B— | $1.46B— | |
| Consumer Finance | $438.55M-0.2% | $442.02M-0.5% | $440.97M— | $439.01M— | $439.6M— | |
| Marketing And Advertising Expense by Business | ||||||
| Community Banking | $420K+9.4% | $489K+206% | $496K+49.4% | $415K+102% | $384K+653% | |
| Consumer Finance | $15K+200% | $7K-36.4% | $12K+100% | $9K+12.5% | $5K-64.3% | |
| Mortgage Banking | $112K-20.0% | $129K+31.6% | $152K+24.6% | $125K+21.4% | $140K+35.9% | |
| Depreciation And Amortization by Business | ||||||
| Community Banking | $831K-5.0% | $852K-5.0% | $851K+0.9% | $878K+2.7% | $875K+4.4% | |
| Consumer Finance | $79K-1.3% | $79K-7.1% | $79K-6.0% | $79K-6.0% | $80K-5.9% | |
| Mortgage Banking | $30K-9.1% | $40K+17.6% | $38K+111% | $39K+95.0% | $33K+136% | |
| General Insurance Expense by Business | ||||||
| Community Banking | $380K-8.7% | $365K-32.3% | $350K+0.3% | $345K-1.4% | $416K+23.4% | |
| Consumer Finance | $31K-31.1% | $31K-6.1% | $34K-2.9% | $34K-12.8% | $45K+15.4% | |
| Mortgage Banking | $19K-36.7% | $19K-36.7% | $15K-51.6% | $37K+85.0% | $30K0.0% | |
| Intersegment Interest Debt Instrument Basis Spread On Variable Rate by Business | ||||||
| Consumer Finance | 2.1%0.0pp | —— | —— | —— | 2.1%0.0pp | |
| Mortgage Banking | 1.8%0.0pp | —— | —— | —— | 1.8%0.0pp | |
| Provision For Loan Losses Expensed by Business | ||||||
| Community Banking | $300K+200% | —— | -$100K-114% | -$300K-167% | $100K-80.0% | |
| Consumer Finance | $3.3M+13.8% | $3.3M-5.7% | $3M0.0% | $2.4M+14.3% | $2.9M-3.3% | |
| Additions To Other Assets Amount by Business | ||||||
| Community Banking | $320K+35.6% | $761K+194% | $698K-65.5% | $482K-7.8% | $236K-19.5% | |
| Mortgage Banking | $2K-93.5% | $0-100% | $42K+600% | $84K+425% | $31K-61.7% | |
| Loan Processing Fee by Business | ||||||
| Community Banking | $39K-7.1% | $60K-15.5% | $46K-45.2% | $26K-50.9% | $42K-12.5% | |
| Consumer Finance | $474K+15.3% | $496K+50.3% | $450K+15.4% | $392K+5.4% | $411K+3.8% | |
| Mortgage Banking | $360K+56.5% | $322K+34.7% | $335K+37.3% | $327K+30.8% | $230K+25.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does C&F Financial break its business down?
- C&F Financial (CFFI) reports revenue by business across 4 parts — All Other Segments, Community Banking, Consumer Finance and Mortgage Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does C&F Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in C&F Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
