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C&F Financial CFFI Consumer Finance — Professional Fees

Other segment segments

Community Banking
$640K-11.6%
All Other Segments
$55K-31.3%
Mortgage Banking
$28K+7.7%

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ONITLending — Professional Fees
$525K-4.5%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:ProfessionalFees.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's consumer finance — professional fees?
C&F Financial (CFFI) reported consumer finance — professional fees of $194K in Q1 2026.
How has C&F Financial's consumer finance — professional fees changed year-over-year?
C&F Financial's consumer finance — professional fees increased by 113.2% year-over-year, from $91K to $194K.
What is the long-term trend for C&F Financial's consumer finance — professional fees?
Over 3 years (2022 to 2025), C&F Financial's consumer finance — professional fees has grown at a 28.8% compound annual growth rate (CAGR), from $267K to $570K.
What does consumer finance — professional fees mean?
This represents the costs incurred for external professional services, such as legal, consulting, or auditing support, specifically attributable to the consumer finance segment. It reflects the segment's reliance on third-party expertise for compliance, strategy, or operational support.