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C&F Financial CFFI Community Banking — Noninterest Expense Net

Other segment segments

Consumer Finance
$3.63M+6.5%
Mortgage Banking
$3.52M+25.4%
All Other Segments
$103K-83.7%

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$11.38M+9.9%
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$36.95M+6.9%
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WSBFCommunity Banking — Noninterest Expense
$8.6M+4.8%
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SFNCCommunity and Commercial Banking — Noninterest Expense
$133.71M-3.1%
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FNBCommunity Banking — Noninterest Expense
$232M+4.5%

Other financials

Income statement

See full
Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

See full
Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept cffi:NoninterestExpenseNet.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — noninterest expense net?
C&F Financial (CFFI) reported community banking — noninterest expense net of $17.08M in Q1 2026.
How has C&F Financial's community banking — noninterest expense net changed year-over-year?
C&F Financial's community banking — noninterest expense net increased by 5.2% year-over-year, from $16.23M to $17.08M.
What is the long-term trend for C&F Financial's community banking — noninterest expense net?
Over 4 years (2021 to 2025), C&F Financial's community banking — noninterest expense net has grown at a 4.6% compound annual growth rate (CAGR), from $54.98M to $65.75M.
What does community banking — noninterest expense net mean?
Measures the total operating expenses of the community banking segment, excluding interest expense, such as personnel costs, occupancy, and technology. This is a primary indicator of the segment's operational efficiency and cost management discipline.