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C&F Financial CFFI Consumer Finance — Interest Income Expense Allocation

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept cffi:InterestIncomeExpenseAllocation.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's consumer finance — interest income expense allocation?
C&F Financial (CFFI) reported consumer finance — interest income expense allocation of -$5.55M in Q1 2026.
How has C&F Financial's consumer finance — interest income expense allocation changed year-over-year?
C&F Financial's consumer finance — interest income expense allocation increased by 2.3% year-over-year, from -$5.68M to -$5.55M.
What is the long-term trend for C&F Financial's consumer finance — interest income expense allocation?
Over 3 years (2022 to 2025), C&F Financial's consumer finance — interest income expense allocation has grown at a 15.0% compound annual growth rate (CAGR), from -$15.12M to -$23.03M.
What does consumer finance — interest income expense allocation mean?
This reflects the net impact of internal interest income and expense allocations between the consumer finance segment and other corporate units. It represents the transfer pricing adjustments used to centralize treasury functions and manage liquidity across the organization. Changes in this allocation indicate shifts in the internal funding structure or corporate treasury strategy.