What is the long-term trend for Capitol Federal Financial's provision for credit losses?

Over 2 years (2021 to 2025), Capitol Federal Financial's provision for credit losses has grown at a -70.4% compound annual growth rate (CAGR), from -$8.51M to $745K.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Capitol Federal Financial CFFN Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

Commerce BancsharesCBSH

$10.96M-24.3%

Eagle BancorpEGBN

$13.38M-49.0%

Bank First CorporationBFC

$0+100%

QCR HoldingsQCRH

$2.45M-42.0%

Origin BancorpOBK

$4.97M+44.2%

Other financials

Income statement

See full

Revenue$57.7M+18.3%

Net income$20.1M+30.8%

EPS (diluted)$0.16+33.3%

Balance sheet

See full

Cash & equivalents$330.9M-2.8%

Total debt$1.7B-20.3%

Total equity$1.0B-1.1%

Total assets$9.8B+1.1%

Cash flow

See full

Operating cash flow$21.4M+38.3%

CapEx$1.3M+72.2%

Free cash flow$20.1M+36.6%

Valuation

See full

Market cap$1.04B+40.0%

Enterprise value$2.42B-4.9%

P/E13.4×-0.8×

P/S4.8×+0.7×

Profitability

See full

Net margin35.3%+7.1pp

FCF margin30.3%—

Returns & leverage

See full

Return on equity7.5%+2.4pp

Debt / equity1.7×-0.4×

Where this comes from

Reported directly by Capitol Federal Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Capitol Federal Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capitol Federal Financial's provision for credit losses?: Capitol Federal Financial (CFFN) reported provision for credit losses of $2.37M in Q1 2026.
What is the long-term trend for Capitol Federal Financial's provision for credit losses?: Over 2 years (2021 to 2025), Capitol Federal Financial's provision for credit losses has grown at a -70.4% compound annual growth rate (CAGR), from -$8.51M to $745K.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.