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Chemung Financial CHMG Net (decrease) increase in time deposits

Net (decrease) increase in time deposits at other companies

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CNB FinancialCCNE
$55.31M+275%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$362.32M-149%
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First BancorpFNLC
$58.48M+6.9%
Tompkins Financial logo
Tompkins FinancialTMP
-$5.94M-105%
Independent Bank Corp logo
Independent Bank CorpINDB
-$12.93M+65.9%

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInTimeDeposits.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's net (decrease) increase in time deposits?
Chemung Financial (CHMG) reported net (decrease) increase in time deposits of -$5.68M in Q1 2026.
How has Chemung Financial's net (decrease) increase in time deposits changed year-over-year?
Chemung Financial's net (decrease) increase in time deposits increased by 77.3% year-over-year, from -$25M to -$5.68M.
What is the long-term trend for Chemung Financial's net (decrease) increase in time deposits?
Over 3 years (2021 to 2024), Chemung Financial's net (decrease) increase in time deposits has grown at a -49.3% compound annual growth rate (CAGR), from -$89.37M to $11.65M.
What does net (decrease) increase in time deposits mean?
Tracks the net change in certificates of deposit and other time-bound deposit products. Fluctuations here reflect the bank's reliance on interest-sensitive funding and its strategy for managing long-term liability costs.