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Chemung Financial CHMG Interest Expense Borrowings

Interest Expense Borrowings at other companies

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$2.86M-23.1%
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$417K-26.7%
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$4.46M+451%
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$10.87M+55.8%

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's interest expense borrowings?
Chemung Financial (CHMG) reported interest expense borrowings of $1.46M in Q1 2026.
How has Chemung Financial's interest expense borrowings changed year-over-year?
Chemung Financial's interest expense borrowings increased by 101.7% year-over-year, from $725K to $1.46M.
What is the long-term trend for Chemung Financial's interest expense borrowings?
Over 4 years (2021 to 2025), Chemung Financial's interest expense borrowings has grown at a 131.6% compound annual growth rate (CAGR), from $135K to $3.89M.
What does interest expense borrowings mean?
This metric captures the interest expense specifically associated with borrowed funds, such as federal funds purchased, repurchase agreements, or other wholesale funding sources. It reflects the bank's reliance on non-deposit funding to support its lending activities and liquidity requirements.