How has Chemung Financial's interest income (expense), operating changed year-over-year?

Chemung Financial's interest income (expense), operating increased by 19.0% year-over-year, from $19.82M to $23.58M.

What is the long-term trend for Chemung Financial's interest income (expense), operating?

Over 4 years (2021 to 2025), Chemung Financial's interest income (expense), operating has grown at a 7.4% compound annual growth rate (CAGR), from $65.59M to $87.16M.

Chemung Financial CHMG Interest Income (Expense), Operating

Interest Income (Expense), Operating at other companies

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$26.11M+13.5%

Greene County BancorpGCBC

$20.19M+24.5%

M&T BankMTB

——

KeyCorpKEY

——

Midland States BancorpMSBI

——

Community Financial SystemCBU

——

Other financials

Income statement

See full

Revenue$29.9M+16.3%

Net income$9.2M+52.7%

EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%

Total debt$204.5M+117%

Total equity$262.9M+15.2%

Total assets$2.7B-1.7%

Cash flow

See full

Operating cash flow$9.0M+25.9%

CapEx$133.0K-59.5%

Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%

Enterprise value$509.4M+92.4%

P/E19.6×+9.7×

P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp

FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp

Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's interest income (expense), operating?: Chemung Financial (CHMG) reported interest income (expense), operating of $23.58M in Q1 2026.
How has Chemung Financial's interest income (expense), operating changed year-over-year?: Chemung Financial's interest income (expense), operating increased by 19.0% year-over-year, from $19.82M to $23.58M.
What is the long-term trend for Chemung Financial's interest income (expense), operating?: Over 4 years (2021 to 2025), Chemung Financial's interest income (expense), operating has grown at a 7.4% compound annual growth rate (CAGR), from $65.59M to $87.16M.