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Chemung Financial CHMG Return on assets

Return on assets at other companies

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Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Calculated from Chemung Financial’s reported figures.

Based on trailing twelve months.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's return on assets?
Chemung Financial (CHMG) reported return on assets of 0.7% in Q1 2026.
How has Chemung Financial's return on assets changed year-over-year?
Chemung Financial's return on assets decreased by 18.7% year-over-year, from 0.8% to 0.7%.
What is the long-term trend for Chemung Financial's return on assets?
Over 5 years (2020 to 2025), Chemung Financial's return on assets has grown at a -10.3% compound annual growth rate (CAGR), from 0.9% to 0.6%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.