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Chemung Financial CHMG Total Interest Expense

Total Interest Expense at other companies

M&T Bank logo
M&T BankMTB
$150M-4.5%
KeyCorp logo
KeyCorpKEY
$151M-21.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$11.31M-8.0%
Midland States Bancorp logo
Midland States BancorpMSBI
$24.2M-30.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$11.98M-7.9%
Community Financial System logo
Community Financial SystemCBU
$39.37M+0.2%

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's total interest expense?
Chemung Financial (CHMG) reported total interest expense of $8.54M in Q1 2026.
How has Chemung Financial's total interest expense changed year-over-year?
Chemung Financial's total interest expense decreased by 23.5% year-over-year, from $11.16M to $8.54M.
What is the long-term trend for Chemung Financial's total interest expense?
Over 4 years (2021 to 2025), Chemung Financial's total interest expense has grown at a 88.9% compound annual growth rate (CAGR), from $3.28M to $41.79M.
What does total interest expense mean?
This represents the aggregate interest costs incurred by the bank on all interest-bearing liabilities, including customer deposits, short-term borrowings, and long-term debt. It serves as a primary measure of the bank's cost of funds and is essential for evaluating the efficiency of its liability management strategy.