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Cincinnati Financial CINF Excess and Surplus Lines Insurance — Earned premiums

Other segment segments

Commercial Insurance
$1.24B+5.3%
Personal Insurance
$873M+25.1%
Life Insurance Segment
$85M+6.3%

Similar metrics at other companies

James River Group Holdings, Inc.
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JRVRExcess & Surplus Lines — Net earned premiums
$131.83M-3.8%
Kinsale Capital Group logo
KNSLExcess and Surplus Lines Segment — Premiums Earned, Net
$406.86M+11.2%
Selective Insurance Group logo
SIGIE&S Lines — Net premiums earned
$151.41M+6.0%
W.R. Berkley logo
WRBReinsurance & Monoline Excess — Earned premiums
$349.68M-5.5%
James River Group Holdings, Inc.
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JRVRExcess & Surplus Lines — Gross written premiums
$212.29M-0.4%
James River Group Holdings, Inc.
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JRVRExcess and Surplus Lines — Premiums Written, Net
$136.03M+7.0%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's excess and surplus lines insurance — earned premiums?
Cincinnati Financial (CINF) reported excess and surplus lines insurance — earned premiums of $180M in Q1 2026.
How has Cincinnati Financial's excess and surplus lines insurance — earned premiums changed year-over-year?
Cincinnati Financial's excess and surplus lines insurance — earned premiums increased by 11.1% year-over-year, from $162M to $180M.
What is the long-term trend for Cincinnati Financial's excess and surplus lines insurance — earned premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's excess and surplus lines insurance — earned premiums has grown at a 15.1% compound annual growth rate (CAGR), from $398M to $698M.
What does excess and surplus lines insurance — earned premiums mean?
Earned premiums represent the portion of written premiums that corresponds to the period of insurance coverage already provided. It is the primary revenue recognition metric for insurance operations, reflecting the actual risk exposure during the reporting period.