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Cincinnati Financial CINF Commercial Insurance — Earned premiums

Other segment segments

Personal Insurance
$873M+25.1%
Excess and Surplus Lines Insurance
$180M+11.1%
Life Insurance Segment
$85M+6.3%

Similar metrics at other companies

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KMPRCommercial Automobile — Earned Premiums
$238.2M+14.2%
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WRBInsurance — Earned premiums
$2.77B+4.7%
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SIGICommercial property — Net premiums earned
$201.63M+8.1%
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CNACommercial — Net earned premiums
$1.41B+2.3%
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MCYCommercial automobile — Premiums Earned, Net
$97.6M+2.4%
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WRBAuto — Earned premiums
$413.49M+6.0%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's commercial insurance — earned premiums?
Cincinnati Financial (CINF) reported commercial insurance — earned premiums of $1.24B in Q1 2026.
How has Cincinnati Financial's commercial insurance — earned premiums changed year-over-year?
Cincinnati Financial's commercial insurance — earned premiums increased by 5.3% year-over-year, from $1.18B to $1.24B.
What is the long-term trend for Cincinnati Financial's commercial insurance — earned premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's commercial insurance — earned premiums has grown at a 7.3% compound annual growth rate (CAGR), from $3.67B to $4.86B.
What does commercial insurance — earned premiums mean?
Earned premiums represent the portion of written premiums that corresponds to the period of insurance coverage already provided. It is the primary revenue recognition metric for an insurance segment, reflecting the actual service delivered to policyholders.