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Cincinnati Financial CINF Personal Insurance — Earned premiums

Other segment segments

Commercial Insurance
$1.24B+5.3%
Excess and Surplus Lines Insurance
$180M+11.1%
Life Insurance Segment
$85M+6.3%

Similar metrics at other companies

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KMPRPersonal Automobile — Earned Premiums
$647M-14.2%
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KNSLPersonal Insurance — Gross written premiums
$5.93M+7.4%
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WRBInsurance — Earned premiums
$2.77B+4.7%
The Hartford Financial Services Group logo
HIGP&C Personal Insurance — Earned premiums and fee income
$915M+0.9%
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KMPRProperty and Liability Insurance — Earned Premiums
$1.01B+4.6%
The Travelers Companies logo
TRVPersonal Insurance — Premiums
$4.09B-3.7%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's personal insurance — earned premiums?
Cincinnati Financial (CINF) reported personal insurance — earned premiums of $873M in Q1 2026.
How has Cincinnati Financial's personal insurance — earned premiums changed year-over-year?
Cincinnati Financial's personal insurance — earned premiums increased by 25.1% year-over-year, from $698M to $873M.
What is the long-term trend for Cincinnati Financial's personal insurance — earned premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's personal insurance — earned premiums has grown at a 20.0% compound annual growth rate (CAGR), from $1.54B to $3.2B.
What does personal insurance — earned premiums mean?
This represents the portion of written premiums that the insurer has recognized as revenue over the period as the policy coverage is provided. It is a core measure of the scale of the personal insurance business and the volume of risk currently being underwritten. This metric excludes premiums related to future coverage periods.