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Cincinnati Financial CINF Life Insurance Segment — Underwriting, acquisition and insurance expenses

Other segment segments

Commercial Insurance
$377M+8.0%
Personal Insurance
$238M+13.3%
Excess and Surplus Lines Insurance
$50M+13.6%

Similar metrics at other companies

Corebridge Financial logo
CRBGLife Insurance — General operating expenses
$123M+4.2%
Markel logo
MKLUnderwriting, acquisition, and insurance expenses
$739.83M-1.0%
Reinsurance Group of America logo
RGALife Insurance Product Line — Policy acquisition costs and other insurance expenses
$93M+6.9%
Kemper logo
KMPRLife Insurance — Benefits, Losses and Expenses
$131.8M+0.2%
Kemper logo
KMPRLife Insurance — Other Cost and Expense, Operating, Insurance
$64.6M-2.7%
Kemper logo
KMPRLife Insurance — Operating Expenses
$131.8M+0.2%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept cinf:UnderwritingAcquisitionAndInsuranceExpenses.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses?
Cincinnati Financial (CINF) reported life insurance segment — underwriting, acquisition and insurance expenses of $23M in Q1 2026.
How has Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses changed year-over-year?
Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses decreased by 0.0% year-over-year, from $23M to $23M.
What is the long-term trend for Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses?
Over 2 years (2021 to 2023), Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses has grown at a 3.6% compound annual growth rate (CAGR), from $54M to $58M.
What does life insurance segment — underwriting, acquisition and insurance expenses mean?
Includes the costs associated with acquiring new policies, such as commissions, and the ongoing administrative expenses of maintaining the life insurance book of business. It is a key measure of operational efficiency in the segment.