Business Segments · Underwriting, acquisition and insurance expenses

Life Insurance Segment — Underwriting, acquisition and insurance expenses

Cincinnati Financial Life Insurance Segment — Underwriting, acquisition and insurance expenses remained flat by 0.0% to $23.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $23.00M to $23.00M. Over 3 years (FY 2021 to FY 2024), Life Insurance Segment — Underwriting, acquisition and insurance expenses shows an upward trend with a 34.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2018
Last reportedQ1 2026

How to read this metric

Lower expenses relative to premiums earned indicate higher operational efficiency and better underwriting profitability.

Detailed definition

Includes the costs associated with acquiring new policies, such as commissions, and the ongoing administrative expenses...

Peer comparison

Comparable to 'Operating Expenses' or 'Acquisition Costs' in life insurance reporting.

Metric ID: cinf_segment_life_insurance_segment_underwriting_acquisition_and_insurance_expenses

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$9.50M$9.50M$9.50M$10.00M$10.00M$10.00M$10.00M$14.50M$14.50M$14.50M$14.50M$22.00M$24.00M$24.00M$23.00M$23.00M$24.00M$23.00M$23.00M
QoQ Change+0.0%+0.0%+5.3%+0.0%+0.0%+0.0%+45.0%+0.0%+0.0%+0.0%+51.7%+9.1%+0.0%-4.2%+0.0%+4.3%-4.2%+0.0%
YoY Change+5.3%+5.3%+5.3%+45.0%+45.0%+45.0%+45.0%+51.7%+65.5%+65.5%+58.6%+4.5%+0.0%-4.2%+0.0%
Range$9.50M$24.00M
CAGR+21.7%
Avg YoY Growth+29.2%
Median YoY Growth+45.0%

Frequently Asked Questions

What is Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses?
Cincinnati Financial (CINF) reported life insurance segment — underwriting, acquisition and insurance expenses of $23.00M in Q1 2026.
How has Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses changed year-over-year?
Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses decreased by 0.0% year-over-year, from $23.00M to $23.00M.
What is the long-term trend for Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses?
Over 3 years (2021 to 2024), Cincinnati Financial's life insurance segment — underwriting, acquisition and insurance expenses has grown at a 34.8% compound annual growth rate (CAGR), from $38.00M to $93.00M.
What does life insurance segment — underwriting, acquisition and insurance expenses mean?
The total operating and acquisition costs required to run the life insurance segment.