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Cincinnati Financial CINF Term Life Insurance — Undiscounted expected future benefit payments

Other product segments

Whole Life Insurance
$1.76B+2.3%

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METWhole and Term Life & Endowments — Undiscounted - Expected future benefit payments
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BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Undiscounted, before Reinsurance
$7.25B-9.7%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's term life insurance — undiscounted expected future benefit payments?
Cincinnati Financial (CINF) reported term life insurance — undiscounted expected future benefit payments of $5.07B in Q1 2026.
How has Cincinnati Financial's term life insurance — undiscounted expected future benefit payments changed year-over-year?
Cincinnati Financial's term life insurance — undiscounted expected future benefit payments increased by 3.5% year-over-year, from $4.89B to $5.07B.
What is the long-term trend for Cincinnati Financial's term life insurance — undiscounted expected future benefit payments?
Over 3 years (2022 to 2025), Cincinnati Financial's term life insurance — undiscounted expected future benefit payments has grown at a 3.4% compound annual growth rate (CAGR), from $17.99B to $19.87B.
What does term life insurance — undiscounted expected future benefit payments mean?
This represents the total nominal value of expected future benefit payments for the term life insurance segment, calculated without adjusting for the time value of money. It provides a view of the raw cash outflow obligations the company anticipates over the life of the current policy portfolio. This metric is essential for assessing the absolute scale of future claim liabilities.