Universal life — Policyholder Account Balance, Surrender and Withdrawal
Cincinnati Financial Universal life — Policyholder Account Balance, Surrender and Withdrawal increased by 25.0% to $5.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 66.7%, from $3.00M to $5.00M. Over 4 years (FY 2021 to FY 2025), Universal life — Policyholder Account Balance, Surrender and Withdrawal shows an upward trend with a 6.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Lower surrender rates are generally positive, indicating high customer loyalty and product satisfaction.
Detailed definition
This represents the total value of funds removed from universal life accounts by policyholders through surrenders or par...
Peer comparison
Standard 'Surrender Rate' or 'Lapse Rate' metric used to evaluate life insurance retention.
cinf_segment_universal_life_policyholder_account_balance_surrender_and_withdrawalHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.50M | $2.50M | $2.50M | $3.00M | $2.00M | $4.00M | $2.00M | $3.00M | $4.00M | $2.00M | $4.00M | $4.00M | $3.00M | $2.00M | $3.00M | $3.00M | $3.00M | $3.00M | $4.00M | $5.00M |
| QoQ Change | — | +0.0% | +0.0% | +20.0% | -33.3% | +100.0% | -50.0% | +50.0% | +33.3% | -50.0% | +100.0% | +0.0% | -25.0% | -33.3% | +50.0% | +0.0% | +0.0% | +0.0% | +33.3% | +25.0% |
| YoY Change | — | — | — | — | -20.0% | +60.0% | -20.0% | +0.0% | +100.0% | -50.0% | +100.0% | +33.3% | -25.0% | +0.0% | -25.0% | -25.0% | +0.0% | +50.0% | +33.3% | +66.7% |
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Frequently Asked Questions
- What is Cincinnati Financial's universal life — policyholder account balance, surrender and withdrawal?
- Cincinnati Financial (CINF) reported universal life — policyholder account balance, surrender and withdrawal of $5.00M in Q1 2026.
- How has Cincinnati Financial's universal life — policyholder account balance, surrender and withdrawal changed year-over-year?
- Cincinnati Financial's universal life — policyholder account balance, surrender and withdrawal increased by 66.7% year-over-year, from $3.00M to $5.00M.
- What is the long-term trend for Cincinnati Financial's universal life — policyholder account balance, surrender and withdrawal?
- Over 4 years (2021 to 2025), Cincinnati Financial's universal life — policyholder account balance, surrender and withdrawal has grown at a 6.8% compound annual growth rate (CAGR), from $10.00M to $13.00M.
- What does universal life — policyholder account balance, surrender and withdrawal mean?
- The total amount of money withdrawn or taken out by policyholders from their universal life accounts.