What is Cincinnati Financial's workers' compensation line — 1?

Cincinnati Financial (CINF) reported workers' compensation line — 1 of 23.6% in Q4 2025.

How has Cincinnati Financial's workers' compensation line — 1 changed year-over-year?

Cincinnati Financial's workers' compensation line — 1 decreased by 2.1% year-over-year, from 24.1% to 23.6%.

What does workers' compensation line — 1 mean?

This metric represents the primary loss ratio or a key performance indicator specific to the workers' compensation segment's underwriting efficiency. It measures the relationship between losses incurred and premiums earned.

Cincinnati Financial CINF Workers' Compensation Line — 1

Other product segments

Homeowner

65.7%+1.5%

Personal Auto

62.7%-2.8%

Commercial Property Segment

59.5%-0.2%

Commercial Auto Line

36.5%-5.2%

Commercial Casualty Line

5.6%-6.7%

Similar metrics at other companies

CNAWorkers' Compensation — Workers' Compensation

-$33.75M+33.2%

WRBWorkers' compensation — Loss and loss expenses incurred, net of reinsurance

$7.12B+777%

PRA

PRAWorkers' Compensation Insurance Segment — Segment Profit (Loss)

-$5.36M-39.5%

CNACommercial — Workers' Compensation

$0-100%

KGWorkers' Compensation — Incurred loss and LAE, net of reinsurance

359,392,200,000%+301,985,500,000pp

PRA

PRAWorkers' Compensation Insurance Segment — Net losses and loss adjustment expenses

$31.31M+3.8%

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

See full

Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's workers' compensation line — 1.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Cincinnati Financial's workers' compensation line — 1?: Cincinnati Financial (CINF) reported workers' compensation line — 1 of 23.6% in Q4 2025.
How has Cincinnati Financial's workers' compensation line — 1 changed year-over-year?: Cincinnati Financial's workers' compensation line — 1 decreased by 2.1% year-over-year, from 24.1% to 23.6%.
What does workers' compensation line — 1 mean?: This metric represents the primary loss ratio or a key performance indicator specific to the workers' compensation segment's underwriting efficiency. It measures the relationship between losses incurred and premiums earned.