What is Cincinnati Financial's personal auto — 1?

Cincinnati Financial (CINF) reported personal auto — 1 of 62.7% in Q4 2025.

How has Cincinnati Financial's personal auto — 1 changed year-over-year?

Cincinnati Financial's personal auto — 1 decreased by 2.8% year-over-year, from 64.5% to 62.7%.

What does personal auto — 1 mean?

This metric represents the primary segment identifier or a specific index value used to categorize personal auto insurance data within the company's internal reporting structure. It serves as a foundational key for aggregating financial data related to the personal auto product line. It is used to ensure consistency in data reporting across different financial statements.

Cincinnati Financial CINF Personal Auto — 1

Other product segments

Homeowner

65.7%+1.5%

Commercial Property Segment

59.5%-0.2%

Commercial Auto Line

36.5%-5.2%

Workers' Compensation Line

23.6%-2.1%

Commercial Casualty Line

5.6%-6.7%

Similar metrics at other companies

SIGIPersonal automobile — Total

$1.3B+606%

HIGP&C Personal Insurance — Segment Reporting, Other Segment Item, Amount

$19M+26.7%

WTMProperty and Accident & Health — 1

27.4%+3.6pp

UFCSPersonal — Year 7

0.5%+0.2pp

UFCSPersonal — Year 1

51.3%-3.8pp

ALLPersonal other auto coverages — Percentage of claims

90%—

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

See full

Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's personal auto — 1.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Cincinnati Financial's personal auto — 1?: Cincinnati Financial (CINF) reported personal auto — 1 of 62.7% in Q4 2025.
How has Cincinnati Financial's personal auto — 1 changed year-over-year?: Cincinnati Financial's personal auto — 1 decreased by 2.8% year-over-year, from 64.5% to 62.7%.
What does personal auto — 1 mean?: This metric represents the primary segment identifier or a specific index value used to categorize personal auto insurance data within the company's internal reporting structure. It serves as a foundational key for aggregating financial data related to the personal auto product line. It is used to ensure consistency in data reporting across different financial statements.