How has Cincinnati Financial's commercial property segment — 1 changed year-over-year?

Cincinnati Financial's commercial property segment — 1 decreased by 0.2% year-over-year, from 59.6% to 59.5%.

What does commercial property segment — 1 mean?

This metric serves as a placeholder for specific segment-level performance indicators, such as the loss ratio or combined ratio, which measure the profitability of the commercial property insurance business.

Cincinnati Financial CINF Commercial Property Segment — 1

Other product segments

Homeowner

65.7%+1.5%

Personal Auto

62.7%-2.8%

Commercial Auto Line

36.5%-5.2%

Workers' Compensation Line

23.6%-2.1%

Commercial Casualty Line

5.6%-6.7%

Similar metrics at other companies

CNDTCommercial — Segment Profit (Loss)

$22M+37.5%

TCICommercial Segment — Insurance Tax

$401K-35.7%

HMNProperty & Casualty — Segment Profit (Loss)

$39M+45.5%

SIGICommercial property — Total

$2.45B+531%

TCICommercial Segment — Cost of Property Repairs and Maintenance

$314K+14.6%

HGInternational - Property — 4

11%-1.0pp

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

See full

Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's commercial property segment — 1.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Cincinnati Financial's commercial property segment — 1?: Cincinnati Financial (CINF) reported commercial property segment — 1 of 59.5% in Q4 2025.
How has Cincinnati Financial's commercial property segment — 1 changed year-over-year?: Cincinnati Financial's commercial property segment — 1 decreased by 0.2% year-over-year, from 59.6% to 59.5%.
What does commercial property segment — 1 mean?: This metric serves as a placeholder for specific segment-level performance indicators, such as the loss ratio or combined ratio, which measure the profitability of the commercial property insurance business.