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Civista Bancshares CIVB Amortization Of Time Deposits

Amortization Of Time Deposits at other companies

HBT
HBT Financial, Inc.HBT
$252K
First Busey Corporation logo
First Busey CorporationBUSE
-$8K-101%
UBS
United BanksharesUBSI
$7.47M+462%
Plumas Bancorp logo
Plumas BancorpPLBC
$35K
Prosperity Bancshares logo
Prosperity BancsharesPB
$699K+7,667%
CONMED logo
CONMEDCNMD
$14.66M+4.6%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:AmortizationOfTimeDeposits.

The official record: Civista Bancshares’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's amortization of time deposits?
Civista Bancshares (CIVB) reported amortization of time deposits of $1.75K in Q4 2023.
How has Civista Bancshares's amortization of time deposits changed year-over-year?
Civista Bancshares's amortization of time deposits decreased by 12.5% year-over-year, from $2K to $1.75K.
What is the long-term trend for Civista Bancshares's amortization of time deposits?
Over 2 years (2021 to 2023), Civista Bancshares's amortization of time deposits has grown at a -6.5% compound annual growth rate (CAGR), from $8K to $7K.
What does amortization of time deposits mean?
This represents the non-cash adjustment related to the amortization of premiums or discounts on time deposit liabilities. It reflects the systematic allocation of interest expense over the life of the deposit instruments. This metric helps investors understand the impact of deposit accounting on reported net income versus actual cash flows.