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Civista Bancshares CIVB Loans And Leases Originated For Sale

Loans And Leases Originated For Sale at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$757.51M+44.6%
Equity Bancshares logo
Equity BancsharesEQBK
$19.38M+369%
Commerce Bancshares logo
Commerce BancsharesCBSH
$34.18M+51.0%
SBC
Seacoast Banking Corporation of FloridaSBCF
$67.98M+262%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$366K+7.3%
UMB Financial logo
UMB FinancialUMBF
$28.97M+58.5%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:LoansAndLeasesOriginatedForSale.

The official record: Civista Bancshares’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's loans and leases originated for sale?
Civista Bancshares (CIVB) reported loans and leases originated for sale of $42.11M in Q4 2025.
How has Civista Bancshares's loans and leases originated for sale changed year-over-year?
Civista Bancshares's loans and leases originated for sale increased by 4.6% year-over-year, from $40.27M to $42.11M.
What is the long-term trend for Civista Bancshares's loans and leases originated for sale?
Over 4 years (2021 to 2025), Civista Bancshares's loans and leases originated for sale has grown at a -9.9% compound annual growth rate (CAGR), from $255.27M to $168.43M.
What does loans and leases originated for sale mean?
This represents the total volume of loans and leases originated by the bank specifically intended for sale in the secondary market rather than for retention in the portfolio. It serves as an indicator of the bank's mortgage banking or secondary market lending activity. High volumes suggest a strategy focused on fee-based income generation.