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Civista Bancshares CIVB Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

Fifth Third Bank logo
Fifth Third BankFITB
$1.29B+22.9%
KeyCorp logo
KeyCorpKEY
$2.24B+29.7%
Equity Bancshares logo
Equity BancsharesEQBK
$14.98M+241%
Capital Bancorp logo
Capital BancorpCBNK
$88.43M+8.6%
Southern First Bancshares logo
Southern First BancsharesSFST
$51.13M+24.6%
Home Bancorp logo
Home BancorpHBCP
$29.39M+162%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: Civista Bancshares’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's proceeds from sale of loans held for sale?
Civista Bancshares (CIVB) reported proceeds from sale of loans held for sale of $41.6M in Q4 2025.
How has Civista Bancshares's proceeds from sale of loans held for sale changed year-over-year?
Civista Bancshares's proceeds from sale of loans held for sale decreased by 0.1% year-over-year, from $41.65M to $41.6M.
What is the long-term trend for Civista Bancshares's proceeds from sale of loans held for sale?
Over 4 years (2021 to 2025), Civista Bancshares's proceeds from sale of loans held for sale has grown at a -11.3% compound annual growth rate (CAGR), from $268.34M to $166.41M.
What does proceeds from sale of loans held for sale mean?
This represents the cash inflows received from the sale of loans that were previously classified as held for sale. It reflects the bank's liquidity generation through the secondary market and the velocity of its loan origination business. This metric is essential for understanding the cash flow impact of the bank's mortgage banking operations.