How has Civista Bancshares's total provisions for credit losses changed year-over-year?

Civista Bancshares's total provisions for credit losses decreased by 37.0% year-over-year, from $1.34M to $844.25K.

What is the long-term trend for Civista Bancshares's total provisions for credit losses?

Over 3 years (2022 to 2025), Civista Bancshares's total provisions for credit losses has grown at a 24.5% compound annual growth rate (CAGR), from $1.75M to $3.38M.

Civista Bancshares CIVB Total provisions for credit losses

Total provisions for credit losses at other companies

CTB

Community Trust BancorpCTBI

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Greene County BancorpGCBC

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Independent Bank CorporationIBCP

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First Community BanksharesFCBC

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First Mid Bancshares, Inc.FMBH

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Other financials

Income statement

See full

Revenue$47.3M+16.3%

Net income$15.0M+47.4%

EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%

Total debt$2.2M-10.9%

Total equity$552.2M+39.0%

Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%

CapEx$161.0K+30.9%

Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%

P/E11.4×+1.8×

P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp

FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Civista Bancshares’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's total provisions for credit losses?: Civista Bancshares (CIVB) reported total provisions for credit losses of $844.25K in Q4 2025.
How has Civista Bancshares's total provisions for credit losses changed year-over-year?: Civista Bancshares's total provisions for credit losses decreased by 37.0% year-over-year, from $1.34M to $844.25K.
What is the long-term trend for Civista Bancshares's total provisions for credit losses?: Over 3 years (2022 to 2025), Civista Bancshares's total provisions for credit losses has grown at a 24.5% compound annual growth rate (CAGR), from $1.75M to $3.38M.