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Civista Bancshares CIVB Service Charges

Service Charges at other companies

Community West Bancshares logo
Community West BancsharesCWBC
$518K+3.2%
Bank First Corporation logo
Bank First CorporationBFC
$4.69M+133%
Orange County Bancorp logo
Orange County BancorpOBT
$355K+22.4%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$23M+4.5%
Coastal Financial logo
Coastal FinancialCCB
$850K-1.2%
GBC
Glacier BancorpGBCI
$15.27M+15.5%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:ServiceCharges.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's service charges?
Civista Bancshares (CIVB) reported service charges of $1.71M in Q1 2026.
How has Civista Bancshares's service charges changed year-over-year?
Civista Bancshares's service charges increased by 12.5% year-over-year, from $1.52M to $1.71M.
What is the long-term trend for Civista Bancshares's service charges?
Over 4 years (2021 to 2025), Civista Bancshares's service charges has grown at a 2.3% compound annual growth rate (CAGR), from $5.91M to $6.46M.
What does service charges mean?
Includes fees collected from customers for various banking services, such as account maintenance, overdrafts, and wire transfers. These non-interest income streams are vital for diversifying revenue beyond traditional lending activities. Consistent growth in these charges often reflects strong customer retention and a robust fee-based business model.