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Columbia Financial, Inc. CLBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Valley National Bank logo
Valley National BankVLY
$450.27M+26.0%
Provident Financial Services logo
Provident Financial ServicesPFS
$195.86M+8.2%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$98.24M+9.4%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$566M+42.2%
WaFd, Inc. logo
WaFd, Inc.WAFD
$173.57M+9.7%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$67.1M+14.2%
Net income$13.1M+47.2%
EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%
Total debt$1.3B+12.1%
Total equity$1.2B+6.7%
Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%
CapEx$1.9M-35.7%
Free cash flow$1.3M+128%

Valuation

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Market cap$2.06B+16.1%
Enterprise value$3.05B+15.1%
P/E36.9×
P/S7.7×-1.7×

Profitability

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Net margin21%+20.2pp
FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Columbia Financial, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Financial, Inc.'s net interest income (after provisions)?
Columbia Financial, Inc. (CLBK) reported net interest income (after provisions) of $59.44M in Q1 2026.
How has Columbia Financial, Inc.'s net interest income (after provisions) changed year-over-year?
Columbia Financial, Inc.'s net interest income (after provisions) increased by 25.4% year-over-year, from $47.39M to $59.44M.
What is the long-term trend for Columbia Financial, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Columbia Financial, Inc.'s net interest income (after provisions) has grown at a -3.4% compound annual growth rate (CAGR), from $243.09M to $211.81M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for credit losses, which is the expense set aside to cover expected future loan defaults. This metric provides a more accurate view of the bank's bottom-line profitability by accounting for the inherent credit risk in the loan portfolio. It reflects the quality of the bank's assets and the adequacy of its loss reserves.