What does lifeand group — unearned premiums mean?

The portion of insurance premiums received that has not yet been earned because the coverage period is still active.

How do you interpret lifeand group — unearned premiums?

An increase typically signals growth in the active policy base, while a decrease may indicate shrinking business volume or shorter policy durations.

How does lifeand group — unearned premiums compare across companies?

Comparable to 'Unearned Premium Reserve' (UPR) found across all property, casualty, and life insurance companies.

CNA Financial CNA Lifeand Group — Unearned Premiums

Discontinued — last reported Q3 '20

Similar metrics at other companies

GLLife — Unearned Premiums

$17.85M+5.5%

GLLife — Unearned and advance premium

$199.01M+0.4%

CINFLife Insurance Segment — Gross unearned premium

$1M0.0%

ORITitle Insurance Group — Unearned Premiums

$0—

PRUIndividual Life — Unearned Premiums

$0—

CRBGLife Insurance — Unearned Premiums

——

Other financials

Income statement

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Revenue$3.7B+1.4%

Net income$211.0M-23.0%

EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%

Total debt$3.0B-0.1%

Total equity$10.9B+5.6%

Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%

CapEx$13.0M-27.8%

Free cash flow$380.0M-38.7%

Valuation

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Market cap$12.04B-9.7%

Enterprise value$14.49B-8.4%

P/E9.9×-5.0×

P/S0.8×-0.1×

Profitability

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Net margin8.1%+1.9pp

FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: CNA Financial’s 10-Q, filed November 2, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does lifeand group — unearned premiums mean?: The portion of insurance premiums received that has not yet been earned because the coverage period is still active.
How do you interpret lifeand group — unearned premiums?: An increase typically signals growth in the active policy base, while a decrease may indicate shrinking business volume or shorter policy durations.
How does lifeand group — unearned premiums compare across companies?: Comparable to 'Unearned Premium Reserve' (UPR) found across all property, casualty, and life insurance companies.