What does credit card — recognized long-term debt mean?

This metric quantifies the portion of long-term debt obligations specifically allocated or attributed to the credit card segment's operations. It is used to evaluate the leverage profile and the cost of funding required to support the segment's lending activities. Understanding this debt burden is essential for assessing the segment's interest expense exposure and overall financial stability.

Capital One Financial COF Credit Card — Recognized long-term debt

Similar metrics at other companies

ELAConsumer — Long Term Debt

$4.55M-12.9%

TRULong-Term Debt

$5.37B+6.2%

DRILong-Term Debt

$1.64B-23.1%

CCLLong-Term Debt

$25.57B-8.6%

AMGLong-Term Debt

$2.92B+11.4%

ADAMLong-Term Debt

$669.49M+2.3%

Other financials

Income statement

See full

Revenue$15.9B+26.9%

Net income$3.0B+171%

EPS (diluted)$4.73+155%

Balance sheet

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Cash & equivalents$55.9B-9.3%

Total debt$46.1B-13.7%

Total equity$113.79B+2.6%

Total assets$673.84B+2.3%

Cash flow

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Operating cash flow$8.4B+39.2%

CapEx$367.0M-8.0%

Free cash flow$8.1B+42.5%

Valuation

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Market cap$127.03B-7.3%

Enterprise value$117.21B-9.0%

P/E12.1×—

P/S2.1×-1.2×

Profitability

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Net margin17%—

FCF margin47.9%+5.2pp

Returns & leverage

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Return on equity9.4%—

Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesLongTermDebt.

The official record: Capital One Financial’s 10-Q, filed July 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital One Financial's credit card — recognized long-term debt?: Capital One Financial (COF) reported credit card — recognized long-term debt of $815M in Q2 2026.
What does credit card — recognized long-term debt mean?: This metric quantifies the portion of long-term debt obligations specifically allocated or attributed to the credit card segment's operations. It is used to evaluate the leverage profile and the cost of funding required to support the segment's lending activities. Understanding this debt burden is essential for assessing the segment's interest expense exposure and overall financial stability.