Skip to content

Capital One Financial COF Provision for Credit Losses

Discontinued — last reported Q2 '26

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Ally Financial logo
Ally FinancialALLY
$467M+145%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$914M-9.1%
Citigroup logo
CitigroupC
$184M+70.4%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$313M+14.2%
Synchrony Financial logo
Synchrony FinancialSYF
$1.34B-10.5%

Segments

By segment

See full
Credit Card$2.47B-77.7%
Consumer Banking$444M+76.2%
Commercial Banking$71M-12.3%

Other financials

Income statement

See full
Revenue$15.9B+26.9%
Net income$3.0B+171%
EPS (diluted)$4.73+155%

Balance sheet

See full
Cash & equivalents$55.9B-9.3%
Total debt$46.1B-13.7%
Total equity$113.79B+2.6%
Total assets$673.84B+2.3%

Cash flow

See full
Operating cash flow$8.4B+39.2%
CapEx$367.0M-8.0%
Free cash flow$8.1B+42.5%

Valuation

See full
Market cap$127.03B-7.3%
Enterprise value$117.21B-9.0%
P/E12.1×
P/S2.1×-1.2×

Profitability

See full
Net margin17%
FCF margin47.9%+5.2pp

Returns & leverage

See full
Return on equity9.4%
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Capital One Financial’s 10-Q, filed July 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Capital One Financial's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Capital One Financial's provision for credit losses?
Capital One Financial (COF) reported provision for credit losses of $2.99B in Q2 2026.
How has Capital One Financial's provision for credit losses changed year-over-year?
Capital One Financial's provision for credit losses decreased by 73.8% year-over-year, from $11.43B to $2.99B.
What is the long-term trend for Capital One Financial's provision for credit losses?
Over 3 years (2022 to 2025), Capital One Financial's provision for credit losses has grown at a 52.3% compound annual growth rate (CAGR), from $5.85B to $20.66B.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.