What is ChoiceOne Financial's accounts receivable?

ChoiceOne Financial (COFS) reported accounts receivable of $3.02B in Q4 2025.

What is the long-term trend for ChoiceOne Financial's accounts receivable?

Over 3 years (2022 to 2025), ChoiceOne Financial's accounts receivable has grown at a 36.4% compound annual growth rate (CAGR), from $1.19B to $3.02B.

What does accounts receivable mean?

Amounts owed by customers for goods delivered or services performed, net of allowances for doubtful accounts. A key working capital component.

ChoiceOne Financial COFS Accounts Receivable

Accounts Receivable at other companies

Ally FinancialALLY

$210M-87.7%

Financial InstitutionsFISI

$4.63B+1.6%

Capital City Bank GroupCCBG

$2.52B-5.4%

Citizens Financial Services, Inc.CZFS

$2.3B-0.8%

Farmers National Banc CorpFMNB

$4.8B+47.6%

Other financials

Income statement

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Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%

P/E8.8×-49.4×

P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

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Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableGross.

The official record: ChoiceOne Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's accounts receivable?: ChoiceOne Financial (COFS) reported accounts receivable of $3.02B in Q4 2025.
What is the long-term trend for ChoiceOne Financial's accounts receivable?: Over 3 years (2022 to 2025), ChoiceOne Financial's accounts receivable has grown at a 36.4% compound annual growth rate (CAGR), from $1.19B to $3.02B.
What does accounts receivable mean?: Amounts owed by customers for goods delivered or services performed, net of allowances for doubtful accounts. A key working capital component.