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ChoiceOne Financial COFS Brokered Deposits

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Other financials

Income statement

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Revenue$41.6M-2.8%
Net income$12.5M-7.9%
EPS (diluted)$0.83-7.8%

Balance sheet

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Cash & equivalents$88.6M-43.3%
Total debt$2.9M+360%
Total equity$482.7M+11.8%
Total assets$4.5B+3.4%

Cash flow

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Operating cash flow$29.9M+152%
CapEx$2.8M+35.6%
Free cash flow$27.1M+177%

Valuation

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Market cap$509.51M+17.2%
P/E9.3×-21.4×
P/S-0.6×

Profitability

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Net margin31.9%+20.4pp
FCF margin29.7%

Returns & leverage

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Return on equity12%+7.6pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept cofs:BrokeredDeposits.

The source filing: ChoiceOne Financial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-342347
(Dollars in thousands, except share data)June 30, 2026December 31, 2025
Deposits – interest-bearing1,356,5401,364,887
Savings deposits (Note 9)620,525607,045
Certificates of deposit (Note 9)587,596616,180
Brokered deposits93,228104,906
Total deposits3,601,8323,600,025
Borrowings294,850264,788
Subordinated debentures48,64648,460
Other liabilities28,88231,925

Item 1. Financial Statements.

FAQ

What is ChoiceOne Financial's brokered deposits?
ChoiceOne Financial (COFS) reported brokered deposits of $93.23M in Q2 2026.
How has ChoiceOne Financial's brokered deposits changed year-over-year?
ChoiceOne Financial's brokered deposits decreased by 12.2% year-over-year, from $106.23M to $93.23M.
What is the long-term trend for ChoiceOne Financial's brokered deposits?
Over 3 years (2022 to 2025), ChoiceOne Financial's brokered deposits has grown at a 291.9% compound annual growth rate (CAGR), from $1.74M to $104.91M.
What does brokered deposits mean?
Brokered Deposits as reported by CHOICEONE FINANCIAL.

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