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Other financials

Income statement

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Revenue$41.6M-2.8%
Net income$12.5M-7.9%
EPS (diluted)$0.83-7.8%

Balance sheet

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Cash & equivalents$88.6M-43.3%
Total debt$2.9M+360%
Total equity$482.7M+11.8%
Total assets$4.5B+3.4%

Cash flow

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Operating cash flow$29.9M+152%
CapEx$2.8M+35.6%
Free cash flow$27.1M+177%

Valuation

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Market cap$508.32M+16.9%
P/E9.3×-21.5×
P/S-0.6×

Profitability

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Net margin31.9%+20.4pp
FCF margin29.7%

Returns & leverage

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Return on equity12%+7.6pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:PaymentsOfDividends.

The source filing: ChoiceOne Financial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-342347
Cash flows from financing activities:
Repurchase of shares from Fentura Financial, Inc. ESOP-(1,837)
Repurchase of common stock(2,516)-
Share based compensation withholding obligation(252)(327)
Cash dividends(8,673)(8,395)
Net provided by (used in) financing activities20,865(209,988)
Net change in cash and cash equivalents66159,529
Beginning cash and cash equivalents87,98896,751
Ending cash and cash equivalents$88,649156,280

Item 1. Financial Statements.

FAQ

What is ChoiceOne Financial's dividends paid?
ChoiceOne Financial (COFS) reported dividends paid of $4.34M in Q2 2026.
How has ChoiceOne Financial's dividends paid changed year-over-year?
ChoiceOne Financial's dividends paid increased by 3.2% year-over-year, from $4.2M to $4.34M.
What is the long-term trend for ChoiceOne Financial's dividends paid?
Over 4 years (2021 to 2025), ChoiceOne Financial's dividends paid has grown at a 23.9% compound annual growth rate (CAGR), from $7.2M to $16.95M.
What does dividends paid mean?
Total cash dividends paid to common stockholders, reflecting the company's capital return policy.

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