What are Consumer Portfolio Services's total assets?

Consumer Portfolio Services (CPSS) holds $4.1B in total assets, up 10.3% year over year.

How much debt does Consumer Portfolio Services have?

Consumer Portfolio Services carries $698.6M in total debt against $314.4M of shareholders' equity, a debt-to-equity ratio of 2.22.

How much cash does Consumer Portfolio Services have?

Consumer Portfolio Services holds $185.4M in cash and equivalents.

Where does Consumer Portfolio Services's balance sheet data come from?

Every line is extracted from Consumer Portfolio Services's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Consumer Portfolio Services CPSS Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$185.41M+7.7%	$172.21M+13.4%	$151.89M-5.2%	$160.17M-12.7%	$183.48M+33.5%
Restricted cash	$178.47M+7.6%	$165.89M+16.4%	$142.51M-1.3%	$144.4M-6.0%	$153.64M+22.2%
Accounts receivable, net	$3.84B+4.9%	$3.66B+374,092%	$977K-41.5%	$1.67M-100.0%	$3.45B+4.1%
Property and equipment, net	$1.34M+74.1%	$771K-12.6%	$882K-15.2%	$1.04M-10.7%	$1.17M+23.5%
Operating lease right-of-use assets	5%0.0%	5%0.0%	5%0.0%	5%0.0%	5%0.0%
Deferred tax assets	$16K0.0%	$16K-97.6%	$674K+649%	$90K-89.1%	$826K-18.2%
Other non-current assets	$30.24M+3.1%	$29.34M-5.6%	$31.08M-25.8%	$41.88M+15.8%	$36.17M+1.1%
Gross loans	$3.84B+4.9%	$3.66B+0.9%	$3.62B+1.9%	$3.56B+3.2%	$3.45B+4.1%
Total assets	$4.05B+5.0%	$3.86B+1.3%	$3.81B+1.2%	$3.76B+2.5%	$3.67B+5.1%
Accounts payable	$70.26M+7.7%	$65.24M-2.7%	$67.04M-1.3%	$67.93M-9.8%	$75.29M+7.3%
Operating lease liabilities, current	$18.01M-6.4%	$19.24M—	——	——	——
Long-term debt	$679.71M+35.8%	$500.7M-4.2%	$522.6M-10.6%	$584.26M+4.0%	$561.94M+3.7%
Finance Lease Liabilities (Total)	$832K+94.4%	$428K—	——	——	——
Operating Lease Liabilities (Total)	$18.01M-6.4%	$19.24M—	——	——	——
Finance lease liabilities	$832K+94.4%	$428K—	——	——	——
Total liabilities	$3.74B+5.3%	$3.55B+1.3%	$3.5B+1.2%	$3.46B+2.5%	$3.38B+5.4%
Common stock	75M0.0%	75M0.0%	75M0.0%	75M0.0%	75M+192%
Retained earnings	$291.92M+1.9%	$286.39M+1.8%	$281.4M+1.8%	$276.55M+1.8%	$271.75M+1.8%
Accumulated other comprehensive income (loss)	-$1.28M0.0%	-$1.28M-12,650%	-$10K0.0%	-$10K0.0%	-$10K0.0%
Total stockholders' equity	$314.35M+1.6%	$309.54M+0.6%	$307.57M+1.5%	$303.1M+1.6%	$298.43M—
Total liabilities and stockholders' equity	$4.05B+5.0%	$3.86B+1.3%	$3.81B+1.2%	$3.76B+2.5%	$3.67B+5.1%
Deferred Finance Costs, Gross	$16.5M-0.6%	$16.6M+0.6%	$16.5M+1.2%	$16.3M+1.9%	$16M+3.2%
Deferred Tax Assets and Other Non-Current Assets	$30.24M+3.1%	$29.34M-5.6%	$31.08M-25.8%	$41.88M+15.8%	$36.17M+1.1%
Accumulated Amortization on Finance Lease Assets	$3.78M+2.5%	$3.68M—	——	——	——
Net Investment in Lease	$15.76M-7.0%	$16.94M—	——	——	——
Deferred tax assets	$16K0.0%	$16K—	——	——	$826K-18.2%
Operating lease right-of-use assets	$15.76M-7.0%	$16.94M—	——	——	——
Other non-current assets	$30.24M+3.1%	$29.34M-5.6%	$31.08M-25.8%	$41.88M+15.8%	$36.17M+1.1%
Operating Lease Right-of-Use Assets in Other Assets	$15.76M-7.0%	$16.94M—	——	——	——
Software and Technology Licenses, Net	$30.24M+3.1%	$29.34M-5.6%	$31.08M-25.8%	$41.88M+15.8%	$36.17M+1.1%
Accounts payable and other current liabilities (Note 11)	$70.26M+7.7%	$65.24M-2.7%	$67.04M-1.3%	$67.93M-9.8%	$75.29M+7.3%
Revolving credit facility	$467.14M+43.8%	$324.87M-4.6%	$340.65M-13.9%	$395.6M+8.2%	$365.68M-11.0%
Warehouse lines of credit (which fund loans that U.S. Government Sponsored Enterprises have committed to purchase)	$467.14M+43.8%	$324.87M-4.6%	$340.65M-13.9%	$395.6M+8.2%	$365.68M-11.0%
Line of Credit Outstanding	$467.14M+43.8%	$324.87M-4.6%	$340.65M-13.9%	$395.6M+8.2%	$365.68M-11.0%
Borrowings at Fair Value	$27.51M-5.1%	$28.99M+1.4%	$28.59M-0.8%	$28.83M+4.7%	$27.55M+4.0%
Unamortized Discount and Issuance Costs	$16.5M-0.6%	$16.6M+0.6%	$16.5M+1.2%	$16.3M+1.9%	$16M+3.2%
Residual Interest Financing	$181.38M+26.9%	$142.98M-4.4%	$149.5M-3.6%	$155.1M-5.1%	$163.39M+64.7%
Secured Debt	$2.99B+0.2%	$2.99B+2.5%	$2.91B+4.0%	$2.8B+2.5%	$2.73B+4.6%
Total debt	$698.55M+34.2%	$520.37M-0.4%	$522.6M-10.6%	$584.26M+4.0%	$561.94M+3.7%
Common Stock Shares Issued	21.7M-0.7%	21.8M-1.4%	22.1M-0.4%	22.2M+3.4%	21.5M+0.3%
Common Stock Shares Outstanding	$12.7M—	——	$12.3M-37.9%	$19.8M-10.8%	$22.2M—
Convertible Preferred Stock Authorized Shares	5M0.0%	5M0.0%	5M0.0%	5M0.0%	5M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—	0—
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$23.7M-3.0%	$24.43M-6.7%	$26.17M-1.5%	$26.56M-0.5%	$26.68M+3.7%
Number of Exercisable Options	4.5M+3.2%	4.4M-1.0%	4.4M+5.9%	4.2M-19.5%	5.2M+2.3%
Preferred Stock Par Value Per Share	$1.000.0%	$1.000.0%	$1.000.0%	$1.000.0%	$1.000.0%
Share-Based Payment Award Options Outstanding - Number	6.1M0.0%	6.1M-1.7%	6.2M+28.9%	4.8M-19.8%	6M-1.1%
Share-Based Payment - Unrecognized Cost of Nonvested Awards	$4.8M—	——	$6M+275%	$1.6M-30.4%	$2.3M—
Shares Reserved for Future Issuance Under Stock Plans	4.5M—	——	1.5M-48.8%	2.9M-1.8%	3M—
Weighted Average Exercise Price of Outstanding Options	$6.410.0%	$6.41-0.3%	$6.43+9.2%	$5.89+8.9%	$5.41+0.7%
Managed Servicing Portfolio	$2.99B+0.2%	$2.99B+2.4%	$2.92B+3.7%	$2.81B+2.6%	$2.74B+5.7%
Trade accounts payable	$11.84M-1.3%	$11.99M+3.6%	$11.57M+0.7%	$11.49M+2.5%	$11.21M+5.1%
Common stock, no par value (in dollars per share)	$0.00—	$0.00—	$0.00—	$0.00—	$0.00—
Common stock, shares authorized (in shares)	$75M0.0%	$75M0.0%	$75M0.0%	$75M0.0%	$75M0.0%
Common stock, shares issued (in shares)	$21.7M-0.7%	$21.84M-1.4%	$22.14M-0.4%	$22.22M+3.4%	$21.5M+0.3%
Common Stock, Shares, Outstanding	$21.7M-0.7%	$21.84M-1.4%	$22.14M-0.4%	$22.22M+3.4%	$21.5M+0.3%
Deferred Tax Assets, Net of Valuation Allowance	$16K—	——	——	——	$826K—
Cost not yet recognized	$4.8M—	——	$6M+275%	$1.6M-30.4%	$2.3M—
Finance Lease, Right-of-Use Asset, after Accumulated Amortization	$812K+96.6%	$413K—	——	——	——
Finance Lease, Right-of-Use Asset, Accumulated Amortization	$3.78M+2.5%	$3.68M—	——	——	——
Property, plant and equipment	$4.59M+12.0%	$4.1M—	——	——	——
Finance Receivables Contractual Balance	$3.94B+4.3%	$3.78B+0.5%	$3.76B+1.4%	$3.71B+2.6%	$3.61B+3.6%
Mortgage-backed securities	$3.94B+4.3%	$3.78B+0.5%	$3.76B+1.4%	$3.71B+2.6%	$3.61B+3.6%
Loans Receivable Fair Value Disclosure	$3.84B+4.9%	$3.66B+0.9%	$3.62B+1.9%	$3.56B+3.2%	$3.45B+4.1%
Operating Lease Right Of Use Asset Accumulated Amortization	$37.46M+3.3%	$36.28M+3.5%	$35.06M+3.1%	$34.02M+3.6%	$32.85M+3.8%
Operating Lease Right Of Use Asset Gross	$53.23M0.0%	$53.23M+2.8%	$51.77M-0.9%	$52.26M+2.3%	$51.09M0.0%
Operating Lease Weighted Average Discount Rate Percent	$0.050.0%	$0.050.0%	$0.050.0%	$0.050.0%	$0.050.0%
Preferred Stock, Par or Stated Value Per Share	$10.0%	$10.0%	$10.0%	$10.0%	$10.0%
Preferred Stock, Shares Authorized	$5M0.0%	$5M0.0%	$5M0.0%	$5M0.0%	$5M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—	$0—
Principal Amount Outstanding Of Loans Held In Portfolio	$3.01B+0.2%	$3B+2.4%	$2.93B+3.7%	$2.83B+2.5%	$2.76B+5.7%
Receivables Pledged	$3.39B—	——	$3.34B+3.5%	$3.22B+2.4%	$3.15B—
Securitization Trust Debt Initial Principal	$6.99B—	——	$6.74B+6.6%	$6.33B+7.1%	$5.91B—
Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number	$4.54M+3.2%	$4.39M-1.0%	$4.44M+5.9%	$4.19M-19.5%	$5.2M+2.3%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number	$6.12M0.0%	$6.12M-1.7%	$6.23M+28.9%	$4.83M-19.8%	$6.03M-1.1%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$6.410.0%	$6.41-0.3%	$6.43+9.2%	$5.89+8.9%	$5.41+0.7%
Incentive stock program, shares reserved for future grants (in shares)	$4.5M—	——	$1.5M-48.8%	$2.93M-1.8%	$2.98M—
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value	$12.7M—	——	$12.3M-37.9%	$19.8M-10.8%	$22.2M—
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$5.71—	——	$5.55-0.4%	$5.57+12.8%	$4.94—
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value	$0—	——	$1.4M-92.4%	$18.4M-12.8%	$21.1M—
Weighted-Average Discount Rate	6.6%+0.2%	6.4%0.0%	6.4%0.0%	6.4%-0.1%	6.5%0.0%
Weighted-Average Discount Rate - Finance Leases	$0.07+3.1%	$0.060.0%	$0.060.0%	$0.06-1.5%	$0.070.0%

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Questions, answered.

What are Consumer Portfolio Services's total assets?: Consumer Portfolio Services (CPSS) holds $4.1B in total assets, up 10.3% year over year.
How much debt does Consumer Portfolio Services have?: Consumer Portfolio Services carries $698.6M in total debt against $314.4M of shareholders' equity, a debt-to-equity ratio of 2.22.
How much cash does Consumer Portfolio Services have?: Consumer Portfolio Services holds $185.4M in cash and equivalents.
Where does Consumer Portfolio Services's balance sheet data come from?: Every line is extracted from Consumer Portfolio Services's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.