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Consumer Portfolio Services CPSS Warehouse lines of credit (which fund loans that U.S. Government Sponsored Enterprises have committed to purchase)

Warehouse lines of credit (which fund loans that U.S. Government Sponsored Enterprises have committed to purchase) at other companies

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loanDepotLDI
$3.02B+21.4%

Other financials

Income statement

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Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

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Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

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Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

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Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

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Net margin4.6%-0.1pp
FCF margin67.7%+5.5pp

Returns & leverage

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Return on equity6.6%-0.1pp
Debt / equity2.2×+0.3×

Where this comes from

Reported directly by Consumer Portfolio Services in its filing.

Tagged under the XBRL concept us-gaap:WarehouseAgreementBorrowings.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase)?
Consumer Portfolio Services (CPSS) reported warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) of $467.14M in Q1 2026.
How has Consumer Portfolio Services's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) changed year-over-year?
Consumer Portfolio Services's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) increased by 27.7% year-over-year, from $365.68M to $467.14M.
What is the long-term trend for Consumer Portfolio Services's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase)?
Over 5 years (2020 to 2025), Consumer Portfolio Services's warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) has grown at a 22.2% compound annual growth rate (CAGR), from $119M to $324.87M.
What does warehouse lines of credit (which fund loans that U.S. government sponsored enterprises have committed to purchase) mean?
This represents short-term debt obligations under revolving credit facilities used to fund the acquisition of retail automobile contracts. These warehouse lines provide the necessary liquidity to bridge the period between purchasing loans from dealers and the eventual sale or securitization of those assets. It serves as a primary indicator of the company's short-term leverage and its reliance on external financing to maintain loan origination volume.