What is Consumer Portfolio Services's revenue?

Consumer Portfolio Services (CPSS) generated $439.9M in revenue over the trailing twelve months, up 7.7% year over year.

Is Consumer Portfolio Services profitable?

Consumer Portfolio Services reported $20.2M in net income over the trailing twelve months, a 4.6% net margin.

What is Consumer Portfolio Services's earnings per share?

Consumer Portfolio Services's diluted EPS over the trailing twelve months is $0.85.

Where does Consumer Portfolio Services's income statement data come from?

Every line is extracted from Consumer Portfolio Services's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Consumer Portfolio Services CPSS Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Total revenue	$112.33M+2.7%	$109.41M+0.9%	$108.42M-1.2%	$109.76M+2.7%	$106.87M+1.5%
Selling and marketing	$6.55M+19.4%	$5.49M-3.4%	$5.68M-0.7%	$5.72M-3.2%	$5.91M-5.8%
General and administrative	$12.91M+1.5%	$12.72M-5.2%	$13.42M+1.8%	$13.18M+4.9%	$12.56M-12.9%
Occupancy and equipment	$1.51M+4.0%	$1.46M+18.6%	$1.23M-10.6%	$1.37M-1.7%	$1.4M+2.9%
Depreciation and amortization	$225K+27.8%	$176K-15.0%	$207K-16.9%	$249K0.0%	$249K+17.5%
Other operating expenses	$104.31M+2.1%	$102.19M+0.8%	$101.39M-1.4%	$102.81M+2.7%	$100.07M+2.2%
Total operating expenses	$104.31M+2.1%	$102.19M+0.8%	$101.39M-1.4%	$102.81M+2.7%	$100.07M+2.2%
Interest expense	$60.06M+1.3%	$59.3M+0.3%	$59.1M+0.7%	$58.7M+6.9%	$54.92M+4.6%
Other income (expense), net	$3.61M+208%	$1.17M-6.5%	$1.26M-10.5%	$1.4M-2.7%	$1.44M-33.1%
Income before income taxes	$8.03M+11.2%	$7.22M+2.6%	$7.03M+1.2%	$6.95M+2.2%	$6.8M-7.5%
Income tax expense	$2.49M+11.3%	$2.24M+2.6%	$2.18M+1.1%	$2.16M+2.2%	$2.11M-4.4%
Net income	$5.54M+11.2%	$4.98M+2.6%	$4.85M+1.2%	$4.8M+2.2%	$4.69M-8.8%
Net margin	4.9%+0.4pp	4.6%+0.1pp	4.5%+0.1pp	4.4%0.0pp	4.4%-0.5pp
Diluted earnings per share	$0.24+14.3%	$0.21+5.0%	$0.200.0%	$0.20+5.3%	$0.19-9.5%
Basic earnings per share	$0.25+13.6%	$0.220.0%	$0.220.0%	$0.220.0%	$0.22-8.3%
Weighted-average shares, diluted	23.5M-2.3%	24.1M+0.1%	24M-0.6%	24.2M-0.6%	24.3M0.0%
Weighted-average shares, basic	21.8M-0.5%	21.9M-1.4%	22.2M+1.4%	21.9M+2.1%	21.4M+0.7%
Mark To Finance Receivables Measured At Fair Value	-$0—	$0—	-$0+100%	-$3M+14.3%	-$3.5M+30.0%
Salaries And Wages	$23.05M-2.0%	$23.51M+4.6%	$22.47M-7.8%	$24.36M-2.7%	$25.03M+4.8%
Finance charge income	$108.72M+0.4%	$108.24M+1.0%	$107.17M+1.7%	$105.36M+3.4%	$101.93M+3.9%
EBIT	$68.09M+2.4%	$66.52M+0.6%	$66.13M+0.7%	$65.66M+6.4%	$61.72M+3.1%
EBITDA	$68.31M+2.4%	$66.7M+0.5%	$66.34M+0.7%	$65.91M+6.4%	$61.97M+3.1%
EBITDA	$68.31M+2.4%	$66.7M+0.5%	$66.34M+0.7%	$65.91M+6.4%	$61.97M+3.1%
EBITDA margin	60.8%-0.1pp	61%-0.2pp	61.2%+1.1pp	60%+2.1pp	58%+0.9pp
EBIT	$68.09M+2.4%	$66.52M+0.6%	$66.13M+0.7%	$65.66M+6.4%	$61.72M+3.1%

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Questions, answered.

What is Consumer Portfolio Services's revenue?: Consumer Portfolio Services (CPSS) generated $439.9M in revenue over the trailing twelve months, up 7.7% year over year.
Is Consumer Portfolio Services profitable?: Consumer Portfolio Services reported $20.2M in net income over the trailing twelve months, a 4.6% net margin.
What is Consumer Portfolio Services's earnings per share?: Consumer Portfolio Services's diluted EPS over the trailing twelve months is $0.85.
Where does Consumer Portfolio Services's income statement data come from?: Every line is extracted from Consumer Portfolio Services's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.