What does loans, held-for-sale, fair value adjustments mean?

This represents the cumulative non-cash valuation adjustments applied to the portfolio of loans intended for sale to reflect current market pricing. It serves as a bridge between the origination value and the expected proceeds from secondary market sales.

Customers Bancorp CUBI Loans, Held-For-Sale, Fair Value Adjustments

Loans, Held-For-Sale, Fair Value Adjustments at other companies

First HorizonFHN

-$26M-2,700%

SouthStateSSB

$1.13M+469%

Chimera Investment Corp.CIM

-$8.28M—

SoFi Technologies, Inc.SOFI

$39.72M-59.9%

M/I HomesMHO

$3.51M+163%

Ready CapitalRC

$6.56M-93.4%

Other financials

Income statement

See full

Revenue$225.7M+57.9%

Net income$69.7M+439%

EPS (diluted)$1.97+579%

Balance sheet

See full

Cash & equivalents$4.8B+39.9%

Total debt$1.7B+31.6%

Total equity$2.1B+15.0%

Total assets$25.9B+15.4%

Cash flow

See full

Operating cash flow$35.1M-62.7%

CapEx$49.0K-92.9%

Free cash flow$35.0M-62.5%

Valuation

See full

Market cap$2.63B+50.3%

Enterprise value-$494.97M-29.9%

P/E9.4×-2.7×

P/S2.9×+0.3×

Profitability

See full

Net margin31.2%+9.8pp

FCF margin46.9%+9.0pp

Returns & leverage

See full

Return on equity14%+5.9pp

Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:LoansHeldForSaleFairValueAdjustments.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's loans, held-for-sale, fair value adjustments?: Customers Bancorp (CUBI) reported loans, held-for-sale, fair value adjustments of -$231K in Q1 2026.
What does loans, held-for-sale, fair value adjustments mean?: This represents the cumulative non-cash valuation adjustments applied to the portfolio of loans intended for sale to reflect current market pricing. It serves as a bridge between the origination value and the expected proceeds from secondary market sales.