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Community Health Systems CYH Loss and loss adjustment expense reserves

Loss and loss adjustment expense reserves at other companies

American Coastal Insurance Corporation logo
American Coastal Insurance CorporationACIC
-$38.71M+41.3%
Employers Holdings logo
Employers HoldingsEIG
-$3.3M-450%
ESN
Essent GroupESNT
$38.84M+39.8%
Community Health Systems logo
Community Health SystemsCYH
$0
Kemper logo
KemperKMPR
$106.6M+147%
Progressive logo
ProgressivePGR
$1.07B+39.5%

Other financials

Income statement

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Revenue$3.0B-6.1%
Gross profit$2.5B-5.5%
Operating income$281.0M-1.1%
Net income-$58.0M-346%
EPS (diluted)-$0.43-330%

Balance sheet

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Cash & equivalents$712.0M+65.2%
Total debt$11.0B-10.0%
Total equity-$1.5B+24.4%
Total assets$13.2B-5.1%

Cash flow

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Operating cash flow-$297.0M-348%
CapEx$76.0M-10.6%
Free cash flow-$373.0M-1,166%

Valuation

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Market cap$450.93M-2.9%
Enterprise value$10.7B-12.4%
P/E
P/S0.0×

Profitability

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Gross margin85.2%+0.6pp
Operating margin12.1%+7.4pp
Net margin3.8%+2.5pp
FCF margin-1.6%-2.8pp

Returns & leverage

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Return on equity-43.9%
Debt / equity11.5×
Current ratio1.5×0.0×

Where this comes from

Reported directly by Community Health Systems in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Community Health Systems’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Health Systems's loss and loss adjustment expense reserves?
Community Health Systems (CYH) reported loss and loss adjustment expense reserves of $0 in Q4 2025.
What does loss and loss adjustment expense reserves mean?
This metric tracks the net change in the company's reserves for insurance claims and related loss adjustment expenses over the reporting period. It reflects management's updated estimates of the costs required to settle outstanding claims, including both reported incidents and those incurred but not yet reported. Monitoring this helps investors assess the adequacy of the company's self-insurance provisions and potential volatility in future claims costs.