Skip to content

Citizens Financial Services, Inc. CZFS Available-for-Sale Debt Securities - Amortized Cost

Available-for-Sale Debt Securities - Amortized Cost at other companies

M&T Bank logo
M&T BankMTB
$750M-76.2%
CTB
Community Trust BancorpCTBI
$13.98M-84.4%
Greene County Bancorp logo
Greene County BancorpGCBC
$224.21M
Community Financial System logo
Community Financial SystemCBU
$450M+2,777%
CNB Financial logo
CNB FinancialCCNE
$734.79M+31.4%
Financial Institutions logo
Financial InstitutionsFISI
$99.79M+3,326,267%

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s available-for-sale debt securities - amortized cost.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s available-for-sale debt securities - amortized cost?
Citizens Financial Services, Inc. (CZFS) reported available-for-sale debt securities - amortized cost of $41.23M in Q1 2026.
How has Citizens Financial Services, Inc.'s available-for-sale debt securities - amortized cost changed year-over-year?
Citizens Financial Services, Inc.'s available-for-sale debt securities - amortized cost decreased by 9.5% year-over-year, from $45.57M to $41.23M.
What is the long-term trend for Citizens Financial Services, Inc.'s available-for-sale debt securities - amortized cost?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s available-for-sale debt securities - amortized cost has grown at a 14.2% compound annual growth rate (CAGR), from $18.79M to $36.43M.
What does available-for-sale debt securities - amortized cost mean?
This is the cost basis of debt securities classified as available-for-sale, adjusted for amortization of premiums or discounts. It represents the value of the investment portfolio before accounting for current market price fluctuations. This provides a baseline for evaluating the performance of the company's liquid investment strategy.