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Citizens Financial Services, Inc. CZFS Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)

Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years) at other companies

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s available-for-sale debt securities - fair value (maturing 1 to 5 years)?
Citizens Financial Services, Inc. (CZFS) reported available-for-sale debt securities - fair value (maturing 1 to 5 years) of $108.96M in Q1 2026.
How has Citizens Financial Services, Inc.'s available-for-sale debt securities - fair value (maturing 1 to 5 years) changed year-over-year?
Citizens Financial Services, Inc.'s available-for-sale debt securities - fair value (maturing 1 to 5 years) decreased by 18.0% year-over-year, from $132.92M to $108.96M.
What is the long-term trend for Citizens Financial Services, Inc.'s available-for-sale debt securities - fair value (maturing 1 to 5 years)?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s available-for-sale debt securities - fair value (maturing 1 to 5 years) has grown at a 12.3% compound annual growth rate (CAGR), from $63.83M to $114.1M.
What does available-for-sale debt securities - fair value (maturing 1 to 5 years) mean?
This metric measures the fair value of debt securities in the available-for-sale portfolio that have a remaining contractual maturity between one and five years. It is a vital indicator of the bank's intermediate-term asset duration and liquidity profile. This information helps investors understand how the bank manages its interest rate risk and cash flow expectations.