Citizens Financial Services, Inc. CZFS Demand deposits
Demand deposits at other companies
Other financials
Where this comes from
Reported directly by Citizens Financial Services, Inc. in its filing.
Tagged under the XBRL concept us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits.
The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Citizens Financial Services, Inc.'s demand deposits?
- Citizens Financial Services, Inc. (CZFS) reported demand deposits of $473.86M in Q4 2025.
- How has Citizens Financial Services, Inc.'s demand deposits changed year-over-year?
- Citizens Financial Services, Inc.'s demand deposits decreased by 9.2% year-over-year, from $521.8M to $473.86M.
- What is the long-term trend for Citizens Financial Services, Inc.'s demand deposits?
- Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s demand deposits has grown at a 4.4% compound annual growth rate (CAGR), from $381.19M to $473.86M.
- What does demand deposits mean?
- This represents non-interest-bearing or low-interest checking accounts that are payable on demand by the customer. These deposits are the most cost-effective source of funding for a bank and are a primary indicator of the strength of the bank's core deposit franchise. A high ratio of demand deposits to total liabilities typically enhances the bank's net interest margin.